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CityLedger

Houston vs Tampa

Metro-area medians — Houston-Pasadena-The Woodlands, TX Metro Area vs Tampa-St. Petersburg-Clearwater, FL Metro Area — not the cities proper.

Houston comes out ahead, winning 4 of the 7 clearly-decided measures.

Houston and Tampa cost about the same to live in, but Houston households earn about 4% more. Adjusted for local prices, a typical paycheck stretches further in Houston.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Houston, TX
$61,314
take-home / yr · 18% to tax
$62,166
real value after local prices
Tampa, FL
$61,314
take-home / yr · 18% to tax
$60,773
real value after local prices

On $75,000 for just you, Houston leaves you about $1,393/yr better off after tax and local prices.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

Measure
Houston
Tampa
Livability (CityLedger)
46/100
47/100
Cost of living (price level, US = 100)
98.6
100.9
Cost-adjusted income (pay's real value)
$82,549
$77,584
Median household income
$81,417
$78,275
Median rent
$1,469/mo
$1,776/mo
Median home value
$327,400
$387,400
Unemployment
5.6%
4.3%
Bachelor's degree or higher
37.3%
36.5%
Average commute
31.1 min
29.4 min
Air quality (median AQI)
63
51
Avg temperature
71°F
75°F

Choose Houston for

  • + Cost-adjusted income (pay's real value)
  • + Median household income
  • + Median rent
  • + Median home value
Full Houston profile →

Choose Tampa for

  • + Unemployment
  • + Average commute
  • + Air quality (median AQI)
Full Tampa profile →

Houston vs Tampa — frequently asked

Is Houston cheaper than Tampa?
They are about even — the overall cost of living in the Houston and Tampa metros is within 3% of each other (BEA Regional Price Parities), so neither is meaningfully cheaper.
Which has higher household income, Houston or Tampa?
Houston has the higher median household income — $81,417 versus $78,275 (U.S. Census Bureau, ACS), about 4% more.
Does a paycheck go further in Houston or Tampa?
A paycheck stretches further in Houston. Adjusted for local prices, the median income is worth $82,549 there versus $77,584 in Tampa.
Which has cheaper rent, Houston or Tampa?
Houston has cheaper rent — a median of $1,469/mo versus $1,776/mo (U.S. Census Bureau, ACS).