Phoenix vs Tampa
Metro-area medians — Phoenix-Mesa-Chandler, AZ Metro Area vs Tampa-St. Petersburg-Clearwater, FL Metro Area — not the cities proper.
Phoenix comes out ahead, winning 4 of the 6 clearly-decided measures.
Phoenix and Tampa cost about the same to live in, but Phoenix households earn about 15% more. Adjusted for local prices, a typical paycheck stretches further in Phoenix.
For your salary & household
Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.
On $75,000 for just you, Tampa leaves you about $2,879/yr better off after tax and local prices.
Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.
Choose Phoenix for
- + Livability (CityLedger)
- + Cost-adjusted income (pay's real value)
- + Median household income
- + Average commute
Phoenix vs Tampa — frequently asked
- Is Phoenix cheaper than Tampa?
- They are about even — the overall cost of living in the Phoenix and Tampa metros is within 3% of each other (BEA Regional Price Parities), so neither is meaningfully cheaper.
- Which has higher household income, Phoenix or Tampa?
- Phoenix has the higher median household income — $90,133 versus $78,275 (U.S. Census Bureau, ACS), about 15% more.
- Does a paycheck go further in Phoenix or Tampa?
- A paycheck stretches further in Phoenix. Adjusted for local prices, the median income is worth $87,240 there versus $77,584 in Tampa.
- Which has cheaper rent, Phoenix or Tampa?
- Rents are close — $1,819/mo in the Phoenix metro versus $1,776/mo in Tampa (U.S. Census Bureau, ACS).