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CityLedger

Tampa, FL

Tampa-St. Petersburg-Clearwater, FL Metro Area

Figures are medians for the whole Tampa-St. Petersburg-Clearwater, FL Metro Area, not the city proper.

Expensive
47
Livability /100

Among the 300 U.S. metros CityLedger tracks, Tampa ranks 181st for affordability — how far a typical paycheck stretches after local prices — and 128th for income. A household earns $78,275 a year while median rent runs $1,776/mo, making it expensive relative to what residents earn. Affordability and price level are different lenses: the raw cost of living here runs 1% above the U.S. average.

Its strongest card is education (113th of 300), while commute is the soft spot (269th). Housing usually decides a move: rent ranks 264th and home prices 208th among the 300 metros CityLedger tracks.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Tampa, FL
$61,314
take-home / yr · 18% to tax
$60,773
real value after local prices

On $75,000 for just you in Tampa, your take-home is worth about $60,773 once local prices are factored in — local prices stretch it less than the U.S. average.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

The numbers

Income & cost

Median income
128th of 300↑35.2%$78,275
Cost of living?The local price level vs. the U.S. average of 100 (BEA). Lower means cheaper. This is raw prices, not adjusted for income.
239th of 300101 (US=100)
Cost-adj. income?Median household income divided by the local price level — what the typical paycheck is really worth here.
$77,584
Per-capita income
$44,932
Full-time pay
$46,441

Housing

Median rent
264th of 300↑53.1%$1,776/mo
Home value
208th of 300↑72.7%$387,400
Property tax
$2,876/yr · 0.7%
Sales tax
6.95%

Jobs & education

Unemployment
138th of 3004.3%
Bachelor's+
113th of 30036.5%
Avg commute
269th of 30029.4 min

People

Population
3,424,560
Population change
+7.2%
Median age
42.2 yrs
Foreign-born
16.2%
Broadband
94.4%

Environment & risk

Air quality (AQI)
234th of 30051
Natural-hazard loss
196th of 300$15/$10k

Health

Fair/poor health
139th of 30018.2%
Uninsured (18–64)
14.8%

Sources: U.S. Census Bureau (ACS), U.S. Bureau of Economic Analysis, U.S. EPA, FEMA, CDC, NOAA — every figure's source is listed on our methodology page. Data built 2026-06-14. ↑↓ mark the change since 2019.

How CityLedger scores it

Transparent weights — see our methodology.

Affordability?How far local pay stretches after local prices — purchasing power, not the raw price level. Higher is better.31×35%
Job market62×20%
Incomes?Based on per-capita income — how high earnings are, before adjusting for local prices.57×15%
Education61×15%
Commute43×15%

Strengths

Watch-outs

  • Cost of living
  • Rent
  • Home prices
  • Commute
  • Air quality

Climate

30-year normals (1991–2020) from the nearest station — tampa intl ap.

75°F
Avg temp
91°F
Summer high
55°F
Winter low
49 in
Precip

What jobs pay in Tampa

Median annual wage by occupation (BLS OEWS 2025) — half of workers in each role earn more, half less.

Family medicine physicians
$233,210
IT managers
$168,470
Financial managers
$157,480
Pharmacists
$137,990
Software developers
$130,450
Lawyers
$127,490
General & operations managers
$103,670
Civil engineers
$100,570
Registered nurses
$85,470
Accountants & auditors
$78,990
Web developers
$78,910
Police officers
$75,710
Secondary school teachers
$61,030
Elementary school teachers
$60,120
Electricians
$57,450
Carpenters
$52,130
Plumbers
$52,000
Truck drivers (heavy)
$50,560
Maintenance & repair workers
$46,020
Construction laborers
$43,750
Customer service reps
$42,660
Waiters & waitresses
$37,070
Janitors
$34,800
Retail salespersons
$33,790
Cashiers
$30,290

Source: U.S. Bureau of Labor Statistics, OEWS 2025 — annual median wage. Cross-industry, all experience levels.

Where new residents move from

The states sending the most people to the Tampa metro, by estimated movers (U.S. Census 2022 migration flows, 5-year). Moves from elsewhere in Florida are excluded to show where out-of-state arrivals originate.

  • New York11,113
  • Pennsylvania6,395
  • Georgia6,080
  • New Jersey6,047

Source: U.S. Census Bureau, ACS 2022 Migration Flows (5-year).

Cities like Tampa

Closest matches across cost, income, size, education, and age — tap to compare.

Tampa metro — frequently asked

What is the median rent in the Tampa metro?
Median gross rent across the Tampa-St. Petersburg-Clearwater, FL Metro Area is $1,776 a month (U.S. Census Bureau, ACS 2024). That figure covers the whole metro area, not just the city of Tampa.
What is the median household income in the Tampa metro?
A typical household in the Tampa-St. Petersburg-Clearwater, FL Metro Area earns $78,275 a year (U.S. Census Bureau, ACS 2024).
Is Tampa expensive to live in?
The overall cost of living in the Tampa-St. Petersburg-Clearwater, FL Metro Area runs about 1% above the U.S. average (BEA Regional Price Parities, 2024) — prices are higher than average, before accounting for local pay.
Does a paycheck go far in the Tampa metro?
After adjusting for local prices, the median household income is worth about $77,584 (versus its face value of $78,275). CityLedger rates the Tampa-St. Petersburg-Clearwater, FL Metro Area expensive for what residents earn.
What is the typical home value in the Tampa metro?
The median home value across the Tampa-St. Petersburg-Clearwater, FL Metro Area is $387,400 (U.S. Census Bureau, ACS 2024).
What is the unemployment rate in the Tampa metro?
The unemployment rate in the Tampa-St. Petersburg-Clearwater, FL Metro Area is 4.3% (U.S. Census Bureau, ACS 2024).