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CityLedger

Jacksonville vs Tampa

Metro-area medians — Jacksonville, FL Metro Area vs Tampa-St. Petersburg-Clearwater, FL Metro Area — not the cities proper.

Jacksonville comes out ahead, winning 7 of the 8 clearly-decided measures.

Jacksonville and Tampa cost about the same to live in, but Jacksonville households earn about 5% more. Adjusted for local prices, a typical paycheck stretches further in Jacksonville.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Jacksonville, FL
$61,314
take-home / yr · 18% to tax
$61,632
real value after local prices
Tampa, FL
$61,314
take-home / yr · 18% to tax
$60,773
real value after local prices

On $75,000 for just you, Jacksonville leaves you about $859/yr better off after tax and local prices.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

Measure
Jacksonville
Tampa
Livability (CityLedger)
53/100
47/100
Cost of living (price level, US = 100)
99.5
100.9
Cost-adjusted income (pay's real value)
$82,479
$77,584
Median household income
$82,053
$78,275
Median rent
$1,625/mo
$1,776/mo
Median home value
$375,200
$387,400
Unemployment
4.6%
4.3%
Bachelor's degree or higher
38.3%
36.5%
Average commute
27.4 min
29.4 min
Air quality (median AQI)
51
51
Avg temperature
71°F
75°F

Choose Jacksonville for

  • + Livability (CityLedger)
  • + Cost-adjusted income (pay's real value)
  • + Median household income
  • + Median rent
  • + Median home value
  • + Bachelor's degree or higher
  • + Average commute
Full Jacksonville profile →

Choose Tampa for

  • + Unemployment
Full Tampa profile →

Jacksonville vs Tampa — frequently asked

Is Jacksonville cheaper than Tampa?
They are about even — the overall cost of living in the Jacksonville and Tampa metros is within 3% of each other (BEA Regional Price Parities), so neither is meaningfully cheaper.
Which has higher household income, Jacksonville or Tampa?
Jacksonville has the higher median household income — $82,053 versus $78,275 (U.S. Census Bureau, ACS), about 5% more.
Does a paycheck go further in Jacksonville or Tampa?
A paycheck stretches further in Jacksonville. Adjusted for local prices, the median income is worth $82,479 there versus $77,584 in Tampa.
Which has cheaper rent, Jacksonville or Tampa?
Jacksonville has cheaper rent — a median of $1,625/mo versus $1,776/mo (U.S. Census Bureau, ACS).