Chambersburg vs Hagerstown
Metro-area medians — Chambersburg, PA Metro Area vs Hagerstown-Martinsburg, MD-WV Metro Area — not the cities proper.
Chambersburg comes out ahead, winning 5 of the 8 clearly-decided measures.
Chambersburg and Hagerstown cost about the same to live in, but Hagerstown households earn about 9% more. Adjusted for local prices, a typical paycheck stretches further in Hagerstown.
Their widest everyday difference: Chambersburg has cleaner air on a typical day — a median AQI of 35 versus 42.
For your salary & household
Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.
On $75,000 for just you, Chambersburg leaves you about $834/yr better off after tax and local prices.
Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.
Choose Chambersburg for
- + Median home value
- + Unemployment
- + Bachelor's degree or higher
- + Average commute
- + Air quality (median AQI)
Choose Hagerstown for
- + Livability (CityLedger)
- + Cost-adjusted income (pay's real value)
- + Median household income
More comparisons
Metros closest to Chambersburg and Hagerstown on cost, income, size, and education.
Chambersburg vs Hagerstown — frequently asked
- Is Chambersburg cheaper than Hagerstown?
- They are about even — the overall cost of living in the Chambersburg and Hagerstown metros is within 3% of each other (BEA Regional Price Parities), so neither is meaningfully cheaper.
- Which has higher household income, Chambersburg or Hagerstown?
- Hagerstown has the higher median household income — $80,901 versus $74,019 (U.S. Census Bureau, ACS), about 9% more.
- Does a paycheck go further in Chambersburg or Hagerstown?
- A paycheck stretches further in Hagerstown. Adjusted for local prices, the median income is worth $85,909 there versus $78,209 in Chambersburg.
- Which has cheaper rent, Chambersburg or Hagerstown?
- Rents are close — $1,117/mo in the Chambersburg metro versus $1,122/mo in Hagerstown (U.S. Census Bureau, ACS).