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Chambersburg vs Monroe

Metro-area medians — Chambersburg, PA Metro Area vs Monroe, MI Metro Area — not the cities proper.

Monroe comes out ahead, winning 5 of the 8 clearly-decided measures.

Chambersburg and Monroe are closely matched on both cost of living and household income. Adjusted for local prices, a typical paycheck stretches further in Monroe.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Chambersburg, PA
$59,011
take-home / yr · 21% to tax
$62,352
real value after local prices
Monroe, MI
$58,126
take-home / yr · 22% to tax
$62,172
real value after local prices

On $75,000 for just you, Chambersburg leaves you about $180/yr better off after tax and local prices.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

Measure
Chambersburg
Monroe
Livability (CityLedger)
46/100
44/100
Cost of living (price level, US = 100)
94.6
93.5
Cost-adjusted income (pay's real value)
$78,209
$81,040
Median household income
$74,019
$75,766
Median rent
$1,117/mo
$1,002/mo
Median home value
$276,500
$253,500
Unemployment
3.3%
4.8%
Bachelor's degree or higher
25.3%
23.2%
Average commute
26.4 min
25.4 min
Air quality (median AQI)
35
18
Avg temperature
55°F
51°F

Choose Chambersburg for

  • + Livability (CityLedger)
  • + Unemployment
  • + Bachelor's degree or higher
Full Chambersburg profile →

Choose Monroe for

  • + Cost-adjusted income (pay's real value)
  • + Median rent
  • + Median home value
  • + Average commute
  • + Air quality (median AQI)
Full Monroe profile →

Chambersburg vs Monroe — frequently asked

Is Chambersburg cheaper than Monroe?
They are about even — the overall cost of living in the Chambersburg and Monroe metros is within 3% of each other (BEA Regional Price Parities), so neither is meaningfully cheaper.
Which has higher household income, Chambersburg or Monroe?
Household incomes are similar — $74,019 in the Chambersburg metro versus $75,766 in Monroe (U.S. Census Bureau, ACS).
Does a paycheck go further in Chambersburg or Monroe?
A paycheck stretches further in Monroe. Adjusted for local prices, the median income is worth $81,040 there versus $78,209 in Chambersburg.
Which has cheaper rent, Chambersburg or Monroe?
Monroe has cheaper rent — a median of $1,002/mo versus $1,117/mo (U.S. Census Bureau, ACS).