Chambersburg, PA
Chambersburg, PA Metro Area
Figures are medians for the whole Chambersburg, PA Metro Area, not the city proper.
Among the 300 U.S. metros CityLedger tracks, Chambersburg ranks 174th for affordability — how far a typical paycheck stretches after local prices — and 168th for income. A household earns $74,019 a year while median rent runs $1,117/mo, making it moderately affordable for what residents earn. Affordability and price level are different lenses: the raw cost of living here runs 5% below the U.S. average.
Its strongest card is air quality (19th of 300), while education is the soft spot (250th). Housing usually decides a move: rent ranks 100th and home prices 121st among the 300 metros CityLedger tracks.
For your salary & household
Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.
On $75,000 for just you in Chambersburg, your take-home is worth about $62,352 once local prices are factored in — local prices stretch it further than the U.S. average.
Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.
The numbers
Income & cost
- Median income
- 168th of 300↑18.5%$74,019
- Cost of living?The local price level vs. the U.S. average of 100 (BEA). Lower means cheaper. This is raw prices, not adjusted for income.
- 144th of 30095 (US=100)
- Cost-adj. income?Median household income divided by the local price level — what the typical paycheck is really worth here.
- $78,209
- Per-capita income
- $38,308
- Full-time pay
- $42,628
Housing
- Median rent
- 100th of 300↑24.2%$1,117/mo
- Home value
- 121st of 300↑47.5%$276,500
- Property tax
- $2,622/yr · 0.9%
- Sales tax
- 6.34%
Jobs & education
- Unemployment
- 50th of 3003.3%
- Bachelor's+
- 250th of 30025.3%
- Avg commute
- 220th of 30026.4 min
People
- Population
- 159,285
- Population change
- +2.7%
- Median age
- 42.3 yrs
- Foreign-born
- 3%
- Broadband
- 91.6%
Environment & risk
- Air quality (AQI)
- 19th of 30035
- Natural-hazard loss
- 41st of 300$9/$10k
Sources: U.S. Census Bureau (ACS), U.S. Bureau of Economic Analysis, U.S. EPA, FEMA, NOAA — every figure's source is listed on our methodology page. Data built 2026-06-14. ↑↓ mark the change since 2019.
How CityLedger scores it
Transparent weights — see our methodology.
Strengths
- + Rent
- + Job market
- + Air quality
- + Hazard safety
- + Health
Watch-outs
- – Education
- – Commute
Climate
30-year normals (1991–2020) from the nearest station — hagerstown rgnl ap.
What jobs pay in Chambersburg
Median annual wage by occupation (BLS OEWS 2025) — half of workers in each role earn more, half less.
- Family medicine physicians
- $258,770
- IT managers
- $157,710
- Pharmacists
- $150,510
- Financial managers
- $132,580
- Software developers
- $106,200
- Lawyers
- $100,680
- Civil engineers
- $92,580
- General & operations managers
- $88,430
- Registered nurses
- $85,270
- Secondary school teachers
- $77,700
- Elementary school teachers
- $76,750
- Police officers
- $70,670
- Accountants & auditors
- $70,490
- Electricians
- $61,290
- Plumbers
- $60,200
- Truck drivers (heavy)
- $55,960
- Maintenance & repair workers
- $55,670
- Carpenters
- $48,730
- Construction laborers
- $46,860
- Customer service reps
- $39,670
- Janitors
- $35,150
- Retail salespersons
- $31,090
- Waiters & waitresses
- $30,030
- Cashiers
- $29,550
Source: U.S. Bureau of Labor Statistics, OEWS 2025 — annual median wage. Cross-industry, all experience levels.
Where new residents move from
The states sending the most people to the Chambersburg metro, by estimated movers (U.S. Census 2022 migration flows, 5-year). Moves from elsewhere in Pennsylvania are excluded to show where out-of-state arrivals originate.
- Maryland883
- Virginia287
- Florida269
- West Virginia223
Source: U.S. Census Bureau, ACS 2022 Migration Flows (5-year).
Cities like Chambersburg
Closest matches across cost, income, size, education, and age — tap to compare.
Chambersburg metro — frequently asked
- What is the median rent in the Chambersburg metro?
- Median gross rent across the Chambersburg, PA Metro Area is $1,117 a month (U.S. Census Bureau, ACS 2024). That figure covers the whole metro area, not just the city of Chambersburg.
- What is the median household income in the Chambersburg metro?
- A typical household in the Chambersburg, PA Metro Area earns $74,019 a year (U.S. Census Bureau, ACS 2024).
- Is Chambersburg expensive to live in?
- The overall cost of living in the Chambersburg, PA Metro Area runs about 5% below the U.S. average (BEA Regional Price Parities, 2024) — prices are lower than average, before accounting for local pay.
- Does a paycheck go far in the Chambersburg metro?
- After adjusting for local prices, the median household income is worth about $78,209 (versus its face value of $74,019). CityLedger rates the Chambersburg, PA Metro Area moderately affordable for what residents earn.
- What is the typical home value in the Chambersburg metro?
- The median home value across the Chambersburg, PA Metro Area is $276,500 (U.S. Census Bureau, ACS 2024).
- What is the unemployment rate in the Chambersburg metro?
- The unemployment rate in the Chambersburg, PA Metro Area is 3.3% (U.S. Census Bureau, ACS 2024).