Hagerstown, MD
Hagerstown-Martinsburg, MD-WV Metro Area
Figures are medians for the whole Hagerstown-Martinsburg, MD-WV Metro Area, not the city proper.
Among the 300 U.S. metros CityLedger tracks, Hagerstown ranks 91st for affordability — how far a typical paycheck stretches after local prices — and 113th for income. A household earns $80,901 a year while median rent runs $1,122/mo, making it moderately affordable for what residents earn. Affordability and price level are different lenses: the raw cost of living here runs 6% below the U.S. average.
Its strongest card is hazard safety (59th of 300), while commute is the soft spot (269th). Housing usually decides a move: rent ranks 103rd and home prices 145th among the 300 metros CityLedger tracks.
For your salary & household
Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.
On $75,000 for just you in Hagerstown, your take-home is worth about $61,518 once local prices are factored in — local prices stretch it further than the U.S. average.
Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.
The numbers
Income & cost
- Median income
- 113th of 300↑34.6%$80,901
- Cost of living?The local price level vs. the U.S. average of 100 (BEA). Lower means cheaper. This is raw prices, not adjusted for income.
- 142nd of 30094 (US=100)
- Cost-adj. income?Median household income divided by the local price level — what the typical paycheck is really worth here.
- $85,909
- Per-capita income
- $39,770
- Full-time pay
- $48,627
Housing
- Median rent
- 103rd of 300↑21.4%$1,122/mo
- Home value
- 145th of 300↑48.3%$298,400
- Property tax
- $1,852/yr · 0.6%
- Sales tax
- 6.00%
Jobs & education
- Unemployment
- 99th of 3003.9%
- Bachelor's+
- 261st of 30024.3%
- Avg commute
- 269th of 30029.4 min
People
- Population
- 312,992
- Population change
- +8.1%
- Median age
- 39.8 yrs
- Foreign-born
- 6.8%
- Broadband
- 92.9%
Environment & risk
- Air quality (AQI)
- 97th of 30042
- Natural-hazard loss
- 59th of 300$9/$10k
Health
- Fair/poor health
- 211th of 30020.5%
- Uninsured (18–64)
- 9.4%
Sources: U.S. Census Bureau (ACS), U.S. Bureau of Economic Analysis, U.S. EPA, FEMA, CDC, NOAA — every figure's source is listed on our methodology page. Data built 2026-06-14. ↑↓ mark the change since 2019.
How CityLedger scores it
Transparent weights — see our methodology.
Strengths
- + Affordability
- + Job market
- + Air quality
- + Hazard safety
Watch-outs
- – Education
- – Commute
- – Health
Climate
30-year normals (1991–2020) from the nearest station — martinsburg e w virginia rgnl.
What jobs pay in Hagerstown
Median annual wage by occupation (BLS OEWS 2025) — half of workers in each role earn more, half less.
- Family medicine physicians
- $379,090
- IT managers
- $145,790
- Pharmacists
- $136,970
- Financial managers
- $133,590
- Software developers
- $122,830
- Lawyers
- $108,530
- Civil engineers
- $101,800
- Registered nurses
- $92,770
- General & operations managers
- $92,420
- Accountants & auditors
- $75,250
- Police officers
- $66,020
- Elementary school teachers
- $63,190
- Electricians
- $62,310
- Secondary school teachers
- $62,180
- Carpenters
- $56,600
- Truck drivers (heavy)
- $56,310
- Plumbers
- $55,130
- Maintenance & repair workers
- $47,710
- Construction laborers
- $42,830
- Customer service reps
- $38,200
- Janitors
- $36,400
- Waiters & waitresses
- $34,470
- Retail salespersons
- $31,490
- Cashiers
- $31,200
Source: U.S. Bureau of Labor Statistics, OEWS 2025 — annual median wage. Cross-industry, all experience levels.
Where new residents move from
The states sending the most people to the Hagerstown metro, by estimated movers (U.S. Census 2022 migration flows, 5-year). Moves from elsewhere in Maryland are excluded to show where out-of-state arrivals originate.
- Virginia2,727
- Pennsylvania1,505
- Georgia939
- California356
Source: U.S. Census Bureau, ACS 2022 Migration Flows (5-year).
Cities like Hagerstown
Closest matches across cost, income, size, education, and age — tap to compare.
Hagerstown metro — frequently asked
- What is the median rent in the Hagerstown metro?
- Median gross rent across the Hagerstown-Martinsburg, MD-WV Metro Area is $1,122 a month (U.S. Census Bureau, ACS 2024). That figure covers the whole metro area, not just the city of Hagerstown.
- What is the median household income in the Hagerstown metro?
- A typical household in the Hagerstown-Martinsburg, MD-WV Metro Area earns $80,901 a year (U.S. Census Bureau, ACS 2024).
- Is Hagerstown expensive to live in?
- The overall cost of living in the Hagerstown-Martinsburg, MD-WV Metro Area runs about 6% below the U.S. average (BEA Regional Price Parities, 2024) — prices are lower than average, before accounting for local pay.
- Does a paycheck go far in the Hagerstown metro?
- After adjusting for local prices, the median household income is worth about $85,909 (versus its face value of $80,901). CityLedger rates the Hagerstown-Martinsburg, MD-WV Metro Area moderately affordable for what residents earn.
- What is the typical home value in the Hagerstown metro?
- The median home value across the Hagerstown-Martinsburg, MD-WV Metro Area is $298,400 (U.S. Census Bureau, ACS 2024).
- What is the unemployment rate in the Hagerstown metro?
- The unemployment rate in the Hagerstown-Martinsburg, MD-WV Metro Area is 3.9% (U.S. Census Bureau, ACS 2024).