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CityLedger

Charlottesville vs Madison

Metro-area medians — Charlottesville, VA Metro Area vs Madison, WI Metro Area — not the cities proper.

Charlottesville and Madison are evenly matched, each taking 4 of the clearly-decided measures.

Charlottesville and Madison cost about the same to live in, but Charlottesville households earn about 7% more. Adjusted for local prices, a typical paycheck stretches further in Charlottesville.

Their widest everyday difference: Madison has the tighter job market — 2.2% unemployment versus 2.7%.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Charlottesville, VA
$57,747
take-home / yr · 23% to tax
$58,245
real value after local prices
Madison, WI
$58,454
take-home / yr · 22% to tax
$60,084
real value after local prices

On $75,000 for just you, Madison leaves you about $1,839/yr better off after tax and local prices.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

Measure
Charlottesville
Madison
Livability (CityLedger)
84/100
82/100
Cost of living (price level, US = 100)
99.1
97.3
Cost-adjusted income (pay's real value)
$96,621
$92,216
Median household income
$95,796
$89,714
Median rent
$1,542/mo
$1,437/mo
Median home value
$466,600
$415,500
Unemployment
2.7%
2.2%
Bachelor's degree or higher
56.2%
52.2%
Average commute
24.3 min
21.9 min
Air quality (median AQI)
40
42
Avg temperature
56°F
47°F

Choose Charlottesville for

  • + Cost-adjusted income (pay's real value)
  • + Median household income
  • + Bachelor's degree or higher
  • + Air quality (median AQI)
Full Charlottesville profile →

Choose Madison for

  • + Median rent
  • + Median home value
  • + Unemployment
  • + Average commute
Full Madison profile →

More comparisons

Metros closest to Charlottesville and Madison on cost, income, size, and education.

Charlottesville vs Madison — frequently asked

Is Charlottesville cheaper than Madison?
They are about even — the overall cost of living in the Charlottesville and Madison metros is within 3% of each other (BEA Regional Price Parities), so neither is meaningfully cheaper.
Which has higher household income, Charlottesville or Madison?
Charlottesville has the higher median household income — $95,796 versus $89,714 (U.S. Census Bureau, ACS), about 7% more.
Does a paycheck go further in Charlottesville or Madison?
A paycheck stretches further in Charlottesville. Adjusted for local prices, the median income is worth $96,621 there versus $92,216 in Madison.
Which has cheaper rent, Charlottesville or Madison?
Madison has cheaper rent — a median of $1,437/mo versus $1,542/mo (U.S. Census Bureau, ACS).