Skip to content
CityLedger

Madison, WI

Madison, WI Metro Area

Figures are medians for the whole Madison, WI Metro Area, not the city proper.

Affordable
82
Livability /100

Among the 300 U.S. metros CityLedger tracks, Madison ranks 40th for affordability — how far a typical paycheck stretches after local prices — and 56th for income. A household earns $89,714 a year while median rent runs $1,437/mo, making it comfortably affordable for what residents earn. Affordability and price level are different lenses: the raw cost of living here runs 3% below the U.S. average.

Its strongest card is health (6th of 300), while home prices is the soft spot (227th). Housing usually decides a move: rent ranks 192nd and home prices 227th among the 300 metros CityLedger tracks.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Madison, WI
$58,454
take-home / yr · 22% to tax
$60,084
real value after local prices

On $75,000 for just you in Madison, your take-home is worth about $60,084 once local prices are factored in — local prices stretch it further than the U.S. average.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

The numbers

Income & cost

Median income
56th of 300↑18.8%$89,714
Cost of living?The local price level vs. the U.S. average of 100 (BEA). Lower means cheaper. This is raw prices, not adjusted for income.
184th of 30097 (US=100)
Cost-adj. income?Median household income divided by the local price level — what the typical paycheck is really worth here.
$92,216
Per-capita income
$52,204
Full-time pay
$51,616

Housing

Median rent
192nd of 300↑32.1%$1,437/mo
Home value
227th of 300↑50.2%$415,500
Property tax
$5,977/yr · 1.4%
Sales tax
5.70%

Jobs & education

Unemployment
7th of 3002.2%
Bachelor's+
13th of 30052.2%
Avg commute
69th of 30021.9 min

People

Population
707,606
Population change
+6.4%
Median age
37.2 yrs
Foreign-born
8.3%
Broadband
92.4%

Environment & risk

Air quality (AQI)
97th of 30042
Natural-hazard loss
49th of 300$9/$10k

Health

Fair/poor health
6th of 30013.7%
Uninsured (18–64)
6.9%

Sources: U.S. Census Bureau (ACS), U.S. Bureau of Economic Analysis, U.S. EPA, FEMA, CDC, NOAA — every figure's source is listed on our methodology page. Data built 2026-06-14. ↑↓ mark the change since 2019.

How CityLedger scores it

Transparent weights — see our methodology.

Affordability?How far local pay stretches after local prices — purchasing power, not the raw price level. Higher is better.68×35%
Job market97×20%
Incomes?Based on per-capita income — how high earnings are, before adjusting for local prices.78×15%
Education100×15%
Commute81×15%

Strengths

  • + Affordability
  • + Household income
  • + Job market
  • + Education
  • + Commute
  • + Air quality
  • + Hazard safety
  • + Health

Watch-outs

  • Home prices

Climate

30-year normals (1991–2020) from the nearest station — madison dane co rgnl ap.

47°F
Avg temp
80°F
Summer high
15°F
Winter low
37 in
Precip

What jobs pay in Madison

Median annual wage by occupation (BLS OEWS 2025) — half of workers in each role earn more, half less.

Family medicine physicians
$291,000
IT managers
$168,900
Pharmacists
$158,120
Financial managers
$148,970
Software developers
$130,630
General & operations managers
$126,620
Lawyers
$124,130
Registered nurses
$101,190
Civil engineers
$99,010
Plumbers
$85,160
Web developers
$83,500
Accountants & auditors
$81,130
Police officers
$80,580
Electricians
$78,430
Secondary school teachers
$64,080
Elementary school teachers
$63,690
Carpenters
$63,480
Truck drivers (heavy)
$59,700
Maintenance & repair workers
$57,330
Construction laborers
$57,000
Customer service reps
$47,500
Janitors
$39,680
Retail salespersons
$35,830
Cashiers
$34,550
Waiters & waitresses
$30,910

Source: U.S. Bureau of Labor Statistics, OEWS 2025 — annual median wage. Cross-industry, all experience levels.

Where new residents move from

The states sending the most people to the Madison metro, by estimated movers (U.S. Census 2022 migration flows, 5-year). Moves from elsewhere in Wisconsin are excluded to show where out-of-state arrivals originate.

  • Illinois4,722
  • Minnesota2,308
  • California1,727
  • Michigan1,638

Source: U.S. Census Bureau, ACS 2022 Migration Flows (5-year).

Cities like Madison

Closest matches across cost, income, size, education, and age — tap to compare.

Madison metro — frequently asked

What is the median rent in the Madison metro?
Median gross rent across the Madison, WI Metro Area is $1,437 a month (U.S. Census Bureau, ACS 2024). That figure covers the whole metro area, not just the city of Madison.
What is the median household income in the Madison metro?
A typical household in the Madison, WI Metro Area earns $89,714 a year (U.S. Census Bureau, ACS 2024).
Is Madison expensive to live in?
The overall cost of living in the Madison, WI Metro Area runs about 3% below the U.S. average (BEA Regional Price Parities, 2024) — prices are lower than average, before accounting for local pay.
Does a paycheck go far in the Madison metro?
After adjusting for local prices, the median household income is worth about $92,216 (versus its face value of $89,714). CityLedger rates the Madison, WI Metro Area comfortably affordable for what residents earn.
What is the typical home value in the Madison metro?
The median home value across the Madison, WI Metro Area is $415,500 (U.S. Census Bureau, ACS 2024).
What is the unemployment rate in the Madison metro?
The unemployment rate in the Madison, WI Metro Area is 2.2% (U.S. Census Bureau, ACS 2024).