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CityLedger

Ann Arbor vs Madison

Metro-area medians — Ann Arbor, MI Metro Area vs Madison, WI Metro Area — not the cities proper.

Madison comes out ahead, winning 5 of the 7 clearly-decided measures.

Madison costs about 4% less to live in, and household incomes are similar. Adjusted for local prices, a typical paycheck stretches about as far in either.

Their widest everyday difference: Madison has the tighter job market — 2.2% unemployment versus 4.3%.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Ann Arbor, MI
$58,126
take-home / yr · 22% to tax
$57,619
real value after local prices
Madison, WI
$58,454
take-home / yr · 22% to tax
$60,084
real value after local prices

On $75,000 for just you, Madison leaves you about $2,465/yr better off after tax and local prices.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

Measure
Ann Arbor
Madison
Livability (CityLedger)
71/100
82/100
Cost of living (price level, US = 100)
100.9
97.3
Cost-adjusted income (pay's real value)
$89,733
$92,216
Median household income
$90,523
$89,714
Median rent
$1,554/mo
$1,437/mo
Median home value
$395,300
$415,500
Unemployment
4.3%
2.2%
Bachelor's degree or higher
59.9%
52.2%
Average commute
24.4 min
21.9 min
Air quality (median AQI)
43
42
Avg temperature
48°F
47°F

Choose Ann Arbor for

  • + Median home value
  • + Bachelor's degree or higher
Full Ann Arbor profile →

Choose Madison for

  • + Livability (CityLedger)
  • + Cost of living (price level, US = 100)
  • + Median rent
  • + Unemployment
  • + Average commute
Full Madison profile →

More comparisons

Metros closest to Ann Arbor and Madison on cost, income, size, and education.

Ann Arbor vs Madison — frequently asked

Is Ann Arbor cheaper than Madison?
Madison is cheaper: its overall cost of living runs about 4% below Ann Arbor's (BEA Regional Price Parities).
Which has higher household income, Ann Arbor or Madison?
Household incomes are similar — $90,523 in the Ann Arbor metro versus $89,714 in Madison (U.S. Census Bureau, ACS).
Does a paycheck go further in Ann Arbor or Madison?
It is roughly a wash. After adjusting income for local prices, a typical paycheck is worth about the same in both metros ($89,733 versus $92,216).
Which has cheaper rent, Ann Arbor or Madison?
Madison has cheaper rent — a median of $1,437/mo versus $1,554/mo (U.S. Census Bureau, ACS).