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CityLedger

Best places to live in Pennsylvania

CityLedger tracks 11 Pennsylvania metros, led by Lancaster. Cost of living runs from about 91 to 103 against a U.S. average of 100. Every figure below is computed from public U.S. government data and links to a full profile.

Lowest cost of living
Erie
91 (US=100)
Best value (real income)
Philadelphia
$88,587
Highest livability
Lancaster
63/100
Safest from disasters
State College
$6/$10k

CityLedger tracks 11 metros in Pennsylvania, the largest being the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD Metro Area (around 6,330,422 people). Across the state, median household income runs from $63,322 in Erie to $90,850 in Philadelphia, and typical rent from $888 a month in Erie upward — a reminder that "Pennsylvania" is really several different housing and job markets, not one.

Erie has the lowest overall price level in the state (about 91 versus a U.S. average of 100), but the cheapest metro isn't always where money goes furthest. Adjusting income for local prices, Philadelphia delivers the best real buying power — a cost-adjusted median of about $88,587.

Taxes shift the picture in ways a cost-of-living index alone misses: Pennsylvania levies a state income tax, so take-home pay is lower here than in no-income-tax states at the same salary, and combined state and local sales tax averages about 6.3% (Tax Foundation). Our salary calculator folds federal, FICA, and Pennsylvania state tax into a single take-home figure for any metro here.

Lancaster earns the state's highest CityLedger livability score, 63/100; Harrisburg is the fastest-growing, up 6.5% over the latest population estimate; State College carries the lowest natural-hazard loss rate, about $6 per $10,000 of property (FEMA). Open any metro below for the full, sourced breakdown behind these figures.

MetroLivabilityCost of livingMedian incomeMedian rent
Lancaster, PA6398$85,802$1,449/mo
Philadelphia, PA61103$90,850$1,567/mo
Harrisburg, PA6099$80,904$1,254/mo
State College, PA5897$77,110$1,189/mo
Pittsburgh, PA5795$77,214$1,083/mo
York, PA5496$81,453$1,203/mo
Allentown, PA49100$83,974$1,458/mo
Chambersburg, PA4695$74,019$1,117/mo
Scranton, PA4194$68,079$1,072/mo
Erie, PA4191$63,322$888/mo
Reading, PA3897$78,074$1,195/mo

Browse every metro on the cities index or the rankings.

Living in Pennsylvania — frequently asked

What is the most affordable metro in Pennsylvania?
By overall price level, Erie is the most affordable metro in Pennsylvania, at about 91 against a U.S. average of 100 (BEA Regional Price Parities). Affordability also depends on local pay — see where a paycheck stretches furthest below.
Where does a paycheck go furthest in Pennsylvania?
Philadelphia has the highest cost-adjusted income in Pennsylvania — a median of about $88,587 once local prices are factored in, meaning typical pay buys the most there.
Does Pennsylvania have a state income tax?
Yes. Pennsylvania levies a state income tax, which lowers take-home pay relative to no-income-tax states; combined state and local sales tax also averages about 6.3%. Our salary calculator estimates the exact take-home for each metro.
Which Pennsylvania metro has the highest livability score?
Lancaster, at 63/100 on CityLedger's livability score — a transparent blend of affordability, jobs, income, education, and commute, all from public data.