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CityLedger

Best places to live in North Carolina

CityLedger tracks 13 North Carolina metros, led by Raleigh. Cost of living runs from about 88 to 98 against a U.S. average of 100. Every figure below is computed from public U.S. government data and links to a full profile.

Lowest cost of living
Rocky Mount
88 (US=100)
Best value (real income)
Raleigh
$104,062
Highest livability
Raleigh
85/100
Safest from disasters
Asheville
$10/$10k

CityLedger tracks 13 metros in North Carolina, the largest being the Charlotte-Concord-Gastonia, NC-SC Metro Area (around 2,883,370 people). Across the state, median household income runs from $57,031 in Greenville to $102,144 in Raleigh, and typical rent from $934 a month in Hickory upward — a reminder that "North Carolina" is really several different housing and job markets, not one.

Rocky Mount has the lowest overall price level in the state (about 88 versus a U.S. average of 100), but the cheapest metro isn't always where money goes furthest. Adjusting income for local prices, Raleigh delivers the best real buying power — a cost-adjusted median of about $104,062.

Taxes shift the picture in ways a cost-of-living index alone misses: North Carolina levies a state income tax, so take-home pay is lower here than in no-income-tax states at the same salary, and combined state and local sales tax averages about 7.0% (Tax Foundation). Our salary calculator folds federal, FICA, and North Carolina state tax into a single take-home figure for any metro here.

Raleigh earns the state's highest CityLedger livability score, 85/100; Raleigh is the fastest-growing, up 12.3% over the latest population estimate; Asheville carries the lowest natural-hazard loss rate, about $10 per $10,000 of property (FEMA). Open any metro below for the full, sourced breakdown behind these figures.

MetroLivabilityCost of livingMedian incomeMedian rent
Raleigh, NC8598$102,144$1,674/mo
Durham, NC7098$83,542$1,598/mo
Wilmington, NC6596$78,890$1,578/mo
Charlotte, NC6497$85,938$1,594/mo
Asheville, NC5797$76,275$1,396/mo
Winston-Salem, NC4692$65,903$1,102/mo
Greensboro, NC4393$66,072$1,171/mo
Jacksonville, NC3992$73,004$1,389/mo
Hickory, NC3888$64,059$934/mo
Burlington, NC3793$65,966$1,218/mo
Greenville, NC2988$57,031$986/mo
Fayetteville, NC2892$61,379$1,334/mo
Rocky Mount, NC1888$57,802$1,000/mo

Browse every metro on the cities index or the rankings.

Living in North Carolina — frequently asked

What is the most affordable metro in North Carolina?
By overall price level, Rocky Mount is the most affordable metro in North Carolina, at about 88 against a U.S. average of 100 (BEA Regional Price Parities). Affordability also depends on local pay — see where a paycheck stretches furthest below.
Where does a paycheck go furthest in North Carolina?
Raleigh has the highest cost-adjusted income in North Carolina — a median of about $104,062 once local prices are factored in, meaning typical pay buys the most there.
Does North Carolina have a state income tax?
Yes. North Carolina levies a state income tax, which lowers take-home pay relative to no-income-tax states; combined state and local sales tax also averages about 7.0%. Our salary calculator estimates the exact take-home for each metro.
Which North Carolina metro has the highest livability score?
Raleigh, at 85/100 on CityLedger's livability score — a transparent blend of affordability, jobs, income, education, and commute, all from public data.