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CityLedger

Wilmington, NC

Wilmington, NC Metro Area

Figures are medians for the whole Wilmington, NC Metro Area, not the city proper.

Moderate
65
Livability /100

Among the 300 U.S. metros CityLedger tracks, Wilmington ranks 132nd for affordability — how far a typical paycheck stretches after local prices — and 125th for income. A household earns $78,890 a year while median rent runs $1,578/mo, making it moderately affordable for what residents earn. Affordability and price level are different lenses: the raw cost of living here runs 4% below the U.S. average.

Its strongest card is job market (14th of 300), while hazard safety is the soft spot (284th). Housing usually decides a move: rent ranks 227th and home prices 215th among the 300 metros CityLedger tracks.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Wilmington, NC
$58,668
take-home / yr · 22% to tax
$60,845
real value after local prices

On $75,000 for just you in Wilmington, your take-home is worth about $60,845 once local prices are factored in — local prices stretch it further than the U.S. average.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

The numbers

Income & cost

Median income
125th of 300↑36.8%$78,890
Cost of living?The local price level vs. the U.S. average of 100 (BEA). Lower means cheaper. This is raw prices, not adjusted for income.
171st of 30096 (US=100)
Cost-adj. income?Median household income divided by the local price level — what the typical paycheck is really worth here.
$81,817
Per-capita income
$47,070
Full-time pay
$42,260

Housing

Median rent
227th of 300↑44.4%$1,578/mo
Home value
215th of 300↑54.5%$397,300
Property tax
$2,107/yr · 0.5%
Sales tax
7.00%

Jobs & education

Unemployment
14th of 3002.5%
Bachelor's+
63rd of 30041.3%
Avg commute
133rd of 30023.7 min

People

Population
480,522
Median age
45.8 yrs
Foreign-born
5.1%
Broadband
94.6%

Environment & risk

Air quality (AQI)
52nd of 30039
Natural-hazard loss
284th of 300$40/$10k

Health

Fair/poor health
45th of 30016%
Uninsured (18–64)
9%

Sources: U.S. Census Bureau (ACS), U.S. Bureau of Economic Analysis, U.S. EPA, FEMA, CDC, NOAA — every figure's source is listed on our methodology page. Data built 2026-06-14. ↑↓ mark the change since 2019.

How CityLedger scores it

Transparent weights — see our methodology.

Affordability?How far local pay stretches after local prices — purchasing power, not the raw price level. Higher is better.42×35%
Job market92×20%
Incomes?Based on per-capita income — how high earnings are, before adjusting for local prices.63×15%
Education75×15%
Commute72×15%

Strengths

  • + Job market
  • + Education
  • + Air quality
  • + Health

Watch-outs

  • Rent
  • Home prices
  • Hazard safety

Climate

30-year normals (1991–2020) from the nearest station — wilmington intl ap.

64°F
Avg temp
89°F
Summer high
38°F
Winter low
60 in
Precip

What jobs pay in Wilmington

Median annual wage by occupation (BLS OEWS 2025) — half of workers in each role earn more, half less.

Family medicine physicians
$207,000
IT managers
$160,980
Financial managers
$152,150
Pharmacists
$151,790
Software developers
$123,730
Lawyers
$109,620
Civil engineers
$94,450
Web developers
$91,480
General & operations managers
$90,270
Registered nurses
$80,970
Accountants & auditors
$77,920
Secondary school teachers
$57,980
Plumbers
$56,390
Electricians
$54,080
Police officers
$53,520
Carpenters
$50,830
Truck drivers (heavy)
$48,850
Elementary school teachers
$48,240
Construction laborers
$46,090
Maintenance & repair workers
$45,830
Customer service reps
$38,100
Janitors
$35,080
Retail salespersons
$30,790
Waiters & waitresses
$30,610
Cashiers
$28,520

Source: U.S. Bureau of Labor Statistics, OEWS 2025 — annual median wage. Cross-industry, all experience levels.

Where new residents move from

The states sending the most people to the Wilmington metro, by estimated movers (U.S. Census 2022 migration flows, 5-year). Moves from elsewhere in North Carolina are excluded to show where out-of-state arrivals originate.

  • Virginia1,682
  • Florida1,345
  • New York1,204
  • Pennsylvania1,158

Source: U.S. Census Bureau, ACS 2022 Migration Flows (5-year).

Cities like Wilmington

Closest matches across cost, income, size, education, and age — tap to compare.

Wilmington metro — frequently asked

What is the median rent in the Wilmington metro?
Median gross rent across the Wilmington, NC Metro Area is $1,578 a month (U.S. Census Bureau, ACS 2024). That figure covers the whole metro area, not just the city of Wilmington.
What is the median household income in the Wilmington metro?
A typical household in the Wilmington, NC Metro Area earns $78,890 a year (U.S. Census Bureau, ACS 2024).
Is Wilmington expensive to live in?
The overall cost of living in the Wilmington, NC Metro Area runs about 4% below the U.S. average (BEA Regional Price Parities, 2024) — prices are lower than average, before accounting for local pay.
Does a paycheck go far in the Wilmington metro?
After adjusting for local prices, the median household income is worth about $81,817 (versus its face value of $78,890). CityLedger rates the Wilmington, NC Metro Area moderately affordable for what residents earn.
What is the typical home value in the Wilmington metro?
The median home value across the Wilmington, NC Metro Area is $397,300 (U.S. Census Bureau, ACS 2024).
What is the unemployment rate in the Wilmington metro?
The unemployment rate in the Wilmington, NC Metro Area is 2.5% (U.S. Census Bureau, ACS 2024).