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CityLedger

Lake Havasu City vs Utica

Metro-area medians — Lake Havasu City-Kingman, AZ Metro Area vs Utica-Rome, NY Metro Area — not the cities proper.

Utica comes out ahead, winning 7 of the 9 clearly-decided measures.

Lake Havasu City and Utica cost about the same to live in, but Utica households earn about 17% more. Adjusted for local prices, a typical paycheck stretches further in Utica.

Their widest everyday difference: Utica has the tighter job market — 4% unemployment versus 7.8%.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Lake Havasu City, AZ
$59,814
take-home / yr · 20% to tax
$63,565
real value after local prices
Utica, NY
$57,794
take-home / yr · 23% to tax
$62,359
real value after local prices

On $75,000 for just you, Lake Havasu City leaves you about $1,206/yr better off after tax and local prices.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

Measure
Lake Havasu City
Utica
Livability (CityLedger)
21/100
49/100
Cost of living (price level, US = 100)
94.1
92.7
Cost-adjusted income (pay's real value)
$64,775
$77,239
Median household income
$60,952
$71,584
Median rent
$1,120/mo
$888/mo
Median home value
$310,700
$198,600
Unemployment
7.8%
4%
Bachelor's degree or higher
14.6%
28.1%
Average commute
19.7 min
21 min
Air quality (median AQI)
19
27
Avg temperature
63°F
47°F

Choose Lake Havasu City for

  • + Average commute
  • + Air quality (median AQI)
Full Lake Havasu City profile →

Choose Utica for

  • + Livability (CityLedger)
  • + Cost-adjusted income (pay's real value)
  • + Median household income
  • + Median rent
  • + Median home value
  • + Unemployment
  • + Bachelor's degree or higher
Full Utica profile →

More comparisons

Metros closest to Lake Havasu City and Utica on cost, income, size, and education.

Lake Havasu City vs Utica — frequently asked

Is Lake Havasu City cheaper than Utica?
They are about even — the overall cost of living in the Lake Havasu City and Utica metros is within 3% of each other (BEA Regional Price Parities), so neither is meaningfully cheaper.
Which has higher household income, Lake Havasu City or Utica?
Utica has the higher median household income — $71,584 versus $60,952 (U.S. Census Bureau, ACS), about 17% more.
Does a paycheck go further in Lake Havasu City or Utica?
A paycheck stretches further in Utica. Adjusted for local prices, the median income is worth $77,239 there versus $64,775 in Lake Havasu City.
Which has cheaper rent, Lake Havasu City or Utica?
Utica has cheaper rent — a median of $888/mo versus $1,120/mo (U.S. Census Bureau, ACS).