Binghamton vs Utica
Metro-area medians — Binghamton, NY Metro Area vs Utica-Rome, NY Metro Area — not the cities proper.
Utica comes out ahead, winning 5 of the 8 clearly-decided measures.
Binghamton and Utica cost about the same to live in, but Utica households earn about 9% more. Adjusted for local prices, a typical paycheck stretches further in Utica.
For your salary & household
Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.
On $75,000 for just you, Utica leaves you about $124/yr better off after tax and local prices.
Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.
Choose Binghamton for
- + Median home value
- + Bachelor's degree or higher
- + Average commute
Choose Utica for
- + Livability (CityLedger)
- + Cost-adjusted income (pay's real value)
- + Median household income
- + Median rent
- + Unemployment
Binghamton vs Utica — frequently asked
- Is Binghamton cheaper than Utica?
- They are about even — the overall cost of living in the Binghamton and Utica metros is within 3% of each other (BEA Regional Price Parities), so neither is meaningfully cheaper.
- Which has higher household income, Binghamton or Utica?
- Utica has the higher median household income — $71,584 versus $65,599 (U.S. Census Bureau, ACS), about 9% more.
- Does a paycheck go further in Binghamton or Utica?
- A paycheck stretches further in Utica. Adjusted for local prices, the median income is worth $77,239 there versus $70,641 in Binghamton.
- Which has cheaper rent, Binghamton or Utica?
- Utica has cheaper rent — a median of $888/mo versus $981/mo (U.S. Census Bureau, ACS).