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CityLedger

Jacksonville vs Richmond

Metro-area medians — Jacksonville, FL Metro Area vs Richmond, VA Metro Area — not the cities proper.

Richmond comes out ahead, winning 7 of the 7 clearly-decided measures.

Jacksonville and Richmond are closely matched on both cost of living and household income. Adjusted for local prices, a typical paycheck stretches further in Richmond.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Jacksonville, FL
$61,314
take-home / yr · 18% to tax
$61,632
real value after local prices
Richmond, VA
$57,747
take-home / yr · 23% to tax
$59,011
real value after local prices

On $75,000 for just you, Jacksonville leaves you about $2,620/yr better off after tax and local prices.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

Measure
Jacksonville
Richmond
Livability (CityLedger)
53/100
62/100
Cost of living (price level, US = 100)
99.5
97.9
Cost-adjusted income (pay's real value)
$82,479
$85,287
Median household income
$82,053
$83,460
Median rent
$1,625/mo
$1,546/mo
Median home value
$375,200
$378,100
Unemployment
4.6%
3.8%
Bachelor's degree or higher
38.3%
42.9%
Average commute
27.4 min
26.6 min
Air quality (median AQI)
51
44
Avg temperature
71°F
59°F

Choose Jacksonville for

  • No clear edge
Full Jacksonville profile →

Choose Richmond for

  • + Livability (CityLedger)
  • + Cost-adjusted income (pay's real value)
  • + Median rent
  • + Unemployment
  • + Bachelor's degree or higher
  • + Average commute
  • + Air quality (median AQI)
Full Richmond profile →

Jacksonville vs Richmond — frequently asked

Is Jacksonville cheaper than Richmond?
They are about even — the overall cost of living in the Jacksonville and Richmond metros is within 3% of each other (BEA Regional Price Parities), so neither is meaningfully cheaper.
Which has higher household income, Jacksonville or Richmond?
Household incomes are similar — $82,053 in the Jacksonville metro versus $83,460 in Richmond (U.S. Census Bureau, ACS).
Does a paycheck go further in Jacksonville or Richmond?
A paycheck stretches further in Richmond. Adjusted for local prices, the median income is worth $85,287 there versus $82,479 in Jacksonville.
Which has cheaper rent, Jacksonville or Richmond?
Richmond has cheaper rent — a median of $1,546/mo versus $1,625/mo (U.S. Census Bureau, ACS).