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CityLedger

Richmond, VA

Richmond, VA Metro Area

Figures are medians for the whole Richmond, VA Metro Area, not the city proper.

Moderate
62
Livability /100

Among the 300 U.S. metros CityLedger tracks, Richmond ranks 96th for affordability — how far a typical paycheck stretches after local prices — and 85th for income. A household earns $83,460 a year while median rent runs $1,546/mo, making it moderately affordable for what residents earn. Affordability and price level are different lenses: the raw cost of living here runs 2% below the U.S. average.

Its strongest card is hazard safety (27th of 300), while commute is the soft spot (225th). Housing usually decides a move: rent ranks 219th and home prices 203rd among the 300 metros CityLedger tracks.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Richmond, VA
$57,747
take-home / yr · 23% to tax
$59,011
real value after local prices

On $75,000 for just you in Richmond, your take-home is worth about $59,011 once local prices are factored in — local prices stretch it further than the U.S. average.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

The numbers

Income & cost

Median income
85th of 300↑22.2%$83,460
Cost of living?The local price level vs. the U.S. average of 100 (BEA). Lower means cheaper. This is raw prices, not adjusted for income.
191st of 30098 (US=100)
Cost-adj. income?Median household income divided by the local price level — what the typical paycheck is really worth here.
$85,287
Per-capita income
$47,404
Full-time pay
$50,163

Housing

Median rent
219th of 300↑33.9%$1,546/mo
Home value
203rd of 300↑50.5%$378,100
Property tax
$2,681/yr · 0.7%
Sales tax
5.77%

Jobs & education

Unemployment
92nd of 3003.8%
Bachelor's+
50th of 30042.9%
Avg commute
225th of 30026.6 min

People

Population
1,368,219
Population change
+6%
Median age
39.0 yrs
Foreign-born
9.4%
Broadband
92.7%

Environment & risk

Air quality (AQI)
116th of 30044
Natural-hazard loss
27th of 300$8/$10k

Health

Fair/poor health
119th of 30017.6%
Uninsured (18–64)
8.8%

Sources: U.S. Census Bureau (ACS), U.S. Bureau of Economic Analysis, U.S. EPA, FEMA, CDC, NOAA — every figure's source is listed on our methodology page. Data built 2026-06-14. ↑↓ mark the change since 2019.

How CityLedger scores it

Transparent weights — see our methodology.

Affordability?How far local pay stretches after local prices — purchasing power, not the raw price level. Higher is better.51×35%
Job market70×20%
Incomes?Based on per-capita income — how high earnings are, before adjusting for local prices.64×15%
Education80×15%
Commute57×15%

Strengths

  • + Affordability
  • + Household income
  • + Job market
  • + Education
  • + Hazard safety

Watch-outs

  • Rent
  • Home prices
  • Commute

Climate

30-year normals (1991–2020) from the nearest station — richmond intl ap.

59°F
Avg temp
88°F
Summer high
31°F
Winter low
46 in
Precip

What jobs pay in Richmond

Median annual wage by occupation (BLS OEWS 2025) — half of workers in each role earn more, half less.

Family medicine physicians
$208,750
IT managers
$180,640
Financial managers
$173,140
Pharmacists
$144,940
Lawyers
$144,910
Software developers
$132,120
Web developers
$117,090
General & operations managers
$108,670
Registered nurses
$93,580
Civil engineers
$91,300
Accountants & auditors
$84,220
Police officers
$62,720
Secondary school teachers
$62,000
Plumbers
$61,480
Electricians
$61,350
Elementary school teachers
$61,290
Truck drivers (heavy)
$58,190
Carpenters
$51,870
Maintenance & repair workers
$48,730
Customer service reps
$42,660
Construction laborers
$42,410
Waiters & waitresses
$38,470
Janitors
$34,200
Retail salespersons
$33,580
Cashiers
$30,350

Source: U.S. Bureau of Labor Statistics, OEWS 2025 — annual median wage. Cross-industry, all experience levels.

Where new residents move from

The states sending the most people to the Richmond metro, by estimated movers (U.S. Census 2022 migration flows, 5-year). Moves from elsewhere in Virginia are excluded to show where out-of-state arrivals originate.

  • North Carolina3,196
  • Florida2,410
  • New York2,341
  • Maryland2,177

Source: U.S. Census Bureau, ACS 2022 Migration Flows (5-year).

Cities like Richmond

Closest matches across cost, income, size, education, and age — tap to compare.

Richmond metro — frequently asked

What is the median rent in the Richmond metro?
Median gross rent across the Richmond, VA Metro Area is $1,546 a month (U.S. Census Bureau, ACS 2024). That figure covers the whole metro area, not just the city of Richmond.
What is the median household income in the Richmond metro?
A typical household in the Richmond, VA Metro Area earns $83,460 a year (U.S. Census Bureau, ACS 2024).
Is Richmond expensive to live in?
The overall cost of living in the Richmond, VA Metro Area runs about 2% below the U.S. average (BEA Regional Price Parities, 2024) — prices are lower than average, before accounting for local pay.
Does a paycheck go far in the Richmond metro?
After adjusting for local prices, the median household income is worth about $85,287 (versus its face value of $83,460). CityLedger rates the Richmond, VA Metro Area moderately affordable for what residents earn.
What is the typical home value in the Richmond metro?
The median home value across the Richmond, VA Metro Area is $378,100 (U.S. Census Bureau, ACS 2024).
What is the unemployment rate in the Richmond metro?
The unemployment rate in the Richmond, VA Metro Area is 3.8% (U.S. Census Bureau, ACS 2024).