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CityLedger

Hagerstown vs Reading

Metro-area medians — Hagerstown-Martinsburg, MD-WV Metro Area vs Reading, PA Metro Area — not the cities proper.

Hagerstown comes out ahead, winning 6 of the 9 clearly-decided measures.

Hagerstown is both cheaper to live in (about 3% less) and higher-earning (about 4% more) than Reading. Adjusted for local prices, a typical paycheck stretches further in Hagerstown.

Their widest everyday difference: Hagerstown has the tighter job market — 3.9% unemployment versus 6.6%.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Hagerstown, MD
$57,932
take-home / yr · 23% to tax
$61,518
real value after local prices
Reading, PA
$59,011
take-home / yr · 21% to tax
$60,798
real value after local prices

On $75,000 for just you, Hagerstown leaves you about $719/yr better off after tax and local prices.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

Measure
Hagerstown
Reading
Livability (CityLedger)
49/100
38/100
Cost of living (price level, US = 100)
94.2
97.1
Cost-adjusted income (pay's real value)
$85,909
$80,439
Median household income
$80,901
$78,074
Median rent
$1,122/mo
$1,195/mo
Median home value
$298,400
$281,100
Unemployment
3.9%
6.6%
Bachelor's degree or higher
24.3%
28.5%
Average commute
29.4 min
26.4 min
Air quality (median AQI)
42
43
Avg temperature
54°F
54°F

Choose Hagerstown for

  • + Livability (CityLedger)
  • + Cost of living (price level, US = 100)
  • + Cost-adjusted income (pay's real value)
  • + Median household income
  • + Median rent
  • + Unemployment
Full Hagerstown profile →

Choose Reading for

  • + Median home value
  • + Bachelor's degree or higher
  • + Average commute
Full Reading profile →

More comparisons

Metros closest to Hagerstown and Reading on cost, income, size, and education.

Hagerstown vs Reading — frequently asked

Is Hagerstown cheaper than Reading?
Hagerstown is cheaper: its overall cost of living runs about 3% below Reading's (BEA Regional Price Parities).
Which has higher household income, Hagerstown or Reading?
Hagerstown has the higher median household income — $80,901 versus $78,074 (U.S. Census Bureau, ACS), about 4% more.
Does a paycheck go further in Hagerstown or Reading?
A paycheck stretches further in Hagerstown. Adjusted for local prices, the median income is worth $85,909 there versus $80,439 in Reading.
Which has cheaper rent, Hagerstown or Reading?
Hagerstown has cheaper rent — a median of $1,122/mo versus $1,195/mo (U.S. Census Bureau, ACS).