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CityLedger

Chicago vs Dallas

Metro-area medians — Chicago-Naperville-Elgin, IL-IN Metro Area vs Dallas-Fort Worth-Arlington, TX Metro Area — not the cities proper.

Chicago comes out ahead, winning 4 of the 7 clearly-decided measures.

Chicago and Dallas are closely matched on both cost of living and household income. Adjusted for local prices, a typical paycheck stretches about as far in either.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Chicago, IL
$57,601
take-home / yr · 23% to tax
$55,602
real value after local prices
Dallas, TX
$61,314
take-home / yr · 18% to tax
$59,476
real value after local prices

On $75,000 for just you, Dallas leaves you about $3,874/yr better off after tax and local prices.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

Measure
Chicago
Dallas
Livability (CityLedger)
56/100
61/100
Cost of living (price level, US = 100)
103.6
103.1
Cost-adjusted income (pay's real value)
$87,620
$89,953
Median household income
$90,770
$92,733
Median rent
$1,469/mo
$1,718/mo
Median home value
$339,700
$389,500
Unemployment
5.5%
4.5%
Bachelor's degree or higher
43.1%
41%
Average commute
30.9 min
28.8 min
Air quality (median AQI)
56
59
Avg temperature
52°F
67°F

Choose Chicago for

  • + Median rent
  • + Median home value
  • + Bachelor's degree or higher
  • + Air quality (median AQI)
Full Chicago profile →

Choose Dallas for

  • + Livability (CityLedger)
  • + Unemployment
  • + Average commute
Full Dallas profile →

Chicago vs Dallas — frequently asked

Is Chicago cheaper than Dallas?
They are about even — the overall cost of living in the Chicago and Dallas metros is within 3% of each other (BEA Regional Price Parities), so neither is meaningfully cheaper.
Which has higher household income, Chicago or Dallas?
Household incomes are similar — $90,770 in the Chicago metro versus $92,733 in Dallas (U.S. Census Bureau, ACS).
Does a paycheck go further in Chicago or Dallas?
It is roughly a wash. After adjusting income for local prices, a typical paycheck is worth about the same in both metros ($87,620 versus $89,953).
Which has cheaper rent, Chicago or Dallas?
Chicago has cheaper rent — a median of $1,469/mo versus $1,718/mo (U.S. Census Bureau, ACS).