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CityLedger

Bellingham vs Medford

Metro-area medians — Bellingham, WA Metro Area vs Medford, OR Metro Area — not the cities proper.

Bellingham comes out ahead, winning 6 of the 9 clearly-decided measures.

Bellingham and Medford cost about the same to live in, but Bellingham households earn about 15% more. Adjusted for local prices, a typical paycheck stretches further in Bellingham.

Their widest everyday difference: Bellingham is more educated — 42% of adults hold a bachelor's degree versus 33.8%.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Bellingham, WA
$61,314
take-home / yr · 18% to tax
$59,335
real value after local prices
Medford, OR
$55,305
take-home / yr · 26% to tax
$54,524
real value after local prices

On $75,000 for just you, Bellingham leaves you about $4,812/yr better off after tax and local prices.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

Measure
Bellingham
Medford
Livability (CityLedger)
62/100
48/100
Cost of living (price level, US = 100)
103.3
101.4
Cost-adjusted income (pay's real value)
$83,382
$73,598
Median household income
$86,162
$74,653
Median rent
$1,569/mo
$1,369/mo
Median home value
$627,800
$449,200
Unemployment
4.2%
4.6%
Bachelor's degree or higher
42%
33.8%
Average commute
20.6 min
19.5 min
Air quality (median AQI)
33
41
Avg temperature
50°F
56°F

Choose Bellingham for

  • + Livability (CityLedger)
  • + Cost-adjusted income (pay's real value)
  • + Median household income
  • + Unemployment
  • + Bachelor's degree or higher
  • + Air quality (median AQI)
Full Bellingham profile →

Choose Medford for

  • + Median rent
  • + Median home value
  • + Average commute
Full Medford profile →

More comparisons

Metros closest to Bellingham and Medford on cost, income, size, and education.

Bellingham vs Medford — frequently asked

Is Bellingham cheaper than Medford?
They are about even — the overall cost of living in the Bellingham and Medford metros is within 3% of each other (BEA Regional Price Parities), so neither is meaningfully cheaper.
Which has higher household income, Bellingham or Medford?
Bellingham has the higher median household income — $86,162 versus $74,653 (U.S. Census Bureau, ACS), about 15% more.
Does a paycheck go further in Bellingham or Medford?
A paycheck stretches further in Bellingham. Adjusted for local prices, the median income is worth $83,382 there versus $73,598 in Medford.
Which has cheaper rent, Bellingham or Medford?
Medford has cheaper rent — a median of $1,369/mo versus $1,569/mo (U.S. Census Bureau, ACS).