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CityLedger

Bellingham, WA

Bellingham, WA Metro Area

Figures are medians for the whole Bellingham, WA Metro Area, not the city proper.

Moderate
62
Livability /100

Among the 300 U.S. metros CityLedger tracks, Bellingham ranks 117th for affordability — how far a typical paycheck stretches after local prices — and 73rd for income. A household earns $86,162 a year while median rent runs $1,569/mo, making it moderately affordable for what residents earn. Affordability and price level are different lenses: the raw cost of living here runs 3% above the U.S. average.

Its strongest card is air quality (15th of 300), while home prices is the soft spot (279th). Housing usually decides a move: rent ranks 225th and home prices 279th among the 300 metros CityLedger tracks.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Bellingham, WA
$61,314
take-home / yr · 18% to tax
$59,335
real value after local prices

On $75,000 for just you in Bellingham, your take-home is worth about $59,335 once local prices are factored in — local prices stretch it less than the U.S. average.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

The numbers

Income & cost

Median income
73rd of 300↑24.2%$86,162
Cost of living?The local price level vs. the U.S. average of 100 (BEA). Lower means cheaper. This is raw prices, not adjusted for income.
262nd of 300103 (US=100)
Cost-adj. income?Median household income divided by the local price level — what the typical paycheck is really worth here.
$83,382
Per-capita income
$46,500
Full-time pay
$46,068

Housing

Median rent
225th of 300↑38.4%$1,569/mo
Home value
279th of 300↑57.6%$627,800
Property tax
$4,413/yr · 0.7%
Sales tax
9.43%

Jobs & education

Unemployment
129th of 3004.2%
Bachelor's+
60th of 30042%
Avg commute
30th of 30020.6 min

People

Population
234,954
Population change
+2.5%
Median age
38.9 yrs
Foreign-born
11.3%
Broadband
95.1%

Environment & risk

Air quality (AQI)
15th of 30033
Natural-hazard loss
196th of 300$15/$10k

Health

Fair/poor health
39th of 30015.9%
Uninsured (18–64)
8%

Sources: U.S. Census Bureau (ACS), U.S. Bureau of Economic Analysis, U.S. EPA, FEMA, CDC, NOAA — every figure's source is listed on our methodology page. Data built 2026-06-14. ↑↓ mark the change since 2019.

How CityLedger scores it

Transparent weights — see our methodology.

Affordability?How far local pay stretches after local prices — purchasing power, not the raw price level. Higher is better.46×35%
Job market63×20%
Incomes?Based on per-capita income — how high earnings are, before adjusting for local prices.61×15%
Education77×15%
Commute87×15%

Strengths

  • + Household income
  • + Education
  • + Commute
  • + Air quality
  • + Health

Watch-outs

  • Cost of living
  • Rent
  • Home prices

Climate

30-year normals (1991–2020) from the nearest station — darrington 21 nne.

50°F
Avg temp
75°F
Summer high
32°F
Winter low
83 in
Precip

What jobs pay in Bellingham

Median annual wage by occupation (BLS OEWS 2025) — half of workers in each role earn more, half less.

IT managers
$169,640
Financial managers
$158,960
Pharmacists
$156,490
Lawyers
$131,480
Software developers
$128,250
General & operations managers
$125,840
Civil engineers
$107,790
Plumbers
$102,750
Secondary school teachers
$102,160
Police officers
$101,810
Elementary school teachers
$101,230
Electricians
$97,590
Accountants & auditors
$85,450
Carpenters
$73,260
Truck drivers (heavy)
$61,890
Construction laborers
$58,360
Maintenance & repair workers
$58,090
Waiters & waitresses
$56,700
Customer service reps
$46,940
Janitors
$43,560
Retail salespersons
$37,840
Cashiers
$37,250

Source: U.S. Bureau of Labor Statistics, OEWS 2025 — annual median wage. Cross-industry, all experience levels.

Where new residents move from

The states sending the most people to the Bellingham metro, by estimated movers (U.S. Census 2022 migration flows, 5-year). Moves from elsewhere in Washington are excluded to show where out-of-state arrivals originate.

  • California1,314
  • Oregon680
  • Idaho488
  • Texas461

Source: U.S. Census Bureau, ACS 2022 Migration Flows (5-year).

Cities like Bellingham

Closest matches across cost, income, size, education, and age — tap to compare.

Bellingham metro — frequently asked

What is the median rent in the Bellingham metro?
Median gross rent across the Bellingham, WA Metro Area is $1,569 a month (U.S. Census Bureau, ACS 2024). That figure covers the whole metro area, not just the city of Bellingham.
What is the median household income in the Bellingham metro?
A typical household in the Bellingham, WA Metro Area earns $86,162 a year (U.S. Census Bureau, ACS 2024).
Is Bellingham expensive to live in?
The overall cost of living in the Bellingham, WA Metro Area runs about 3% above the U.S. average (BEA Regional Price Parities, 2024) — prices are higher than average, before accounting for local pay.
Does a paycheck go far in the Bellingham metro?
After adjusting for local prices, the median household income is worth about $83,382 (versus its face value of $86,162). CityLedger rates the Bellingham, WA Metro Area moderately affordable for what residents earn.
What is the typical home value in the Bellingham metro?
The median home value across the Bellingham, WA Metro Area is $627,800 (U.S. Census Bureau, ACS 2024).
What is the unemployment rate in the Bellingham metro?
The unemployment rate in the Bellingham, WA Metro Area is 4.2% (U.S. Census Bureau, ACS 2024).