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CityLedger

Bellingham vs Eugene

Metro-area medians — Bellingham, WA Metro Area vs Eugene-Springfield, OR Metro Area — not the cities proper.

Bellingham comes out ahead, winning 7 of the 9 clearly-decided measures.

Bellingham and Eugene cost about the same to live in, but Bellingham households earn about 17% more. Adjusted for local prices, a typical paycheck stretches further in Bellingham.

Their widest everyday difference: Bellingham has cleaner air on a typical day — a median AQI of 33 versus 44.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Bellingham, WA
$61,314
take-home / yr · 18% to tax
$59,335
real value after local prices
Eugene, OR
$55,305
take-home / yr · 26% to tax
$54,451
real value after local prices

On $75,000 for just you, Bellingham leaves you about $4,884/yr better off after tax and local prices.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

Measure
Bellingham
Eugene
Livability (CityLedger)
62/100
42/100
Cost of living (price level, US = 100)
103.3
101.6
Cost-adjusted income (pay's real value)
$83,382
$72,342
Median household income
$86,162
$73,476
Median rent
$1,569/mo
$1,470/mo
Median home value
$627,800
$448,000
Unemployment
4.2%
5.3%
Bachelor's degree or higher
42%
33.8%
Average commute
20.6 min
21.5 min
Air quality (median AQI)
33
44
Avg temperature
50°F
53°F

Choose Bellingham for

  • + Livability (CityLedger)
  • + Cost-adjusted income (pay's real value)
  • + Median household income
  • + Unemployment
  • + Bachelor's degree or higher
  • + Average commute
  • + Air quality (median AQI)
Full Bellingham profile →

Choose Eugene for

  • + Median rent
  • + Median home value
Full Eugene profile →

More comparisons

Metros closest to Bellingham and Eugene on cost, income, size, and education.

Bellingham vs Eugene — frequently asked

Is Bellingham cheaper than Eugene?
They are about even — the overall cost of living in the Bellingham and Eugene metros is within 3% of each other (BEA Regional Price Parities), so neither is meaningfully cheaper.
Which has higher household income, Bellingham or Eugene?
Bellingham has the higher median household income — $86,162 versus $73,476 (U.S. Census Bureau, ACS), about 17% more.
Does a paycheck go further in Bellingham or Eugene?
A paycheck stretches further in Bellingham. Adjusted for local prices, the median income is worth $83,382 there versus $72,342 in Eugene.
Which has cheaper rent, Bellingham or Eugene?
Eugene has cheaper rent — a median of $1,470/mo versus $1,569/mo (U.S. Census Bureau, ACS).