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CityLedger

Albany vs Durham

Metro-area medians — Albany-Schenectady-Troy, NY Metro Area vs Durham-Chapel Hill, NC Metro Area — not the cities proper.

Albany comes out ahead, winning 4 of the 6 clearly-decided measures.

Albany and Durham cost about the same to live in, but Albany households earn about 4% more. Adjusted for local prices, a typical paycheck stretches about as far in either.

Their widest everyday difference: Albany has cleaner air on a typical day — a median AQI of 37 versus 51.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Albany, NY
$57,794
take-home / yr · 23% to tax
$58,045
real value after local prices
Durham, NC
$58,668
take-home / yr · 22% to tax
$60,128
real value after local prices

On $75,000 for just you, Durham leaves you about $2,082/yr better off after tax and local prices.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

Measure
Albany
Durham
Livability (CityLedger)
68/100
70/100
Cost of living (price level, US = 100)
99.6
97.6
Cost-adjusted income (pay's real value)
$87,015
$85,621
Median household income
$86,637
$83,542
Median rent
$1,341/mo
$1,598/mo
Median home value
$316,300
$441,300
Unemployment
3.5%
3.2%
Bachelor's degree or higher
44.4%
54.7%
Average commute
23.7 min
24.4 min
Air quality (median AQI)
37
51
Avg temperature
49°F
59°F

Choose Albany for

  • + Median household income
  • + Median rent
  • + Median home value
  • + Air quality (median AQI)
Full Albany profile →

Choose Durham for

  • + Unemployment
  • + Bachelor's degree or higher
Full Durham profile →

More comparisons

Metros closest to Albany and Durham on cost, income, size, and education.

Albany vs Durham — frequently asked

Is Albany cheaper than Durham?
They are about even — the overall cost of living in the Albany and Durham metros is within 3% of each other (BEA Regional Price Parities), so neither is meaningfully cheaper.
Which has higher household income, Albany or Durham?
Albany has the higher median household income — $86,637 versus $83,542 (U.S. Census Bureau, ACS), about 4% more.
Does a paycheck go further in Albany or Durham?
It is roughly a wash. After adjusting income for local prices, a typical paycheck is worth about the same in both metros ($87,015 versus $85,621).
Which has cheaper rent, Albany or Durham?
Albany has cheaper rent — a median of $1,341/mo versus $1,598/mo (U.S. Census Bureau, ACS).