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CityLedger

Abilene vs St. Cloud

Metro-area medians — Abilene, TX Metro Area vs St. Cloud, MN Metro Area — not the cities proper.

St. Cloud comes out ahead, winning 6 of the 9 clearly-decided measures.

St. Cloud is both cheaper to live in (about 3% less) and higher-earning (about 19% more) than Abilene. Adjusted for local prices, a typical paycheck stretches further in St. Cloud.

Their widest everyday difference: Abilene has the tighter job market — 3.2% unemployment versus 3.6%.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Abilene, TX
$61,314
take-home / yr · 18% to tax
$67,852
real value after local prices
St. Cloud, MN
$57,702
take-home / yr · 23% to tax
$65,846
real value after local prices

On $75,000 for just you, Abilene leaves you about $2,005/yr better off after tax and local prices.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

Measure
Abilene
St. Cloud
Livability (CityLedger)
43/100
56/100
Cost of living (price level, US = 100)
90.4
87.6
Cost-adjusted income (pay's real value)
$70,150
$86,370
Median household income
$63,390
$75,688
Median rent
$1,173/mo
$1,039/mo
Median home value
$190,500
$289,200
Unemployment
3.2%
3.6%
Bachelor's degree or higher
26.8%
28.5%
Average commute
20.5 min
22 min
Air quality (median AQI)
—
39
Avg temperature
66°F
43°F

Choose Abilene for

  • + Median home value
  • + Unemployment
  • + Average commute
Full Abilene profile →

Choose St. Cloud for

  • + Livability (CityLedger)
  • + Cost of living (price level, US = 100)
  • + Cost-adjusted income (pay's real value)
  • + Median household income
  • + Median rent
  • + Bachelor's degree or higher
Full St. Cloud profile →

More comparisons

Metros closest to Abilene and St. Cloud on cost, income, size, and education.

Abilene vs St. Cloud — frequently asked

Is Abilene cheaper than St. Cloud?
St. Cloud is cheaper: its overall cost of living runs about 3% below Abilene's (BEA Regional Price Parities).
Which has higher household income, Abilene or St. Cloud?
St. Cloud has the higher median household income — $75,688 versus $63,390 (U.S. Census Bureau, ACS), about 19% more.
Does a paycheck go further in Abilene or St. Cloud?
A paycheck stretches further in St. Cloud. Adjusted for local prices, the median income is worth $86,370 there versus $70,150 in Abilene.
Which has cheaper rent, Abilene or St. Cloud?
St. Cloud has cheaper rent — a median of $1,039/mo versus $1,173/mo (U.S. Census Bureau, ACS).