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CityLedger

St. Cloud vs Topeka

Metro-area medians — St. Cloud, MN Metro Area vs Topeka, KS Metro Area — not the cities proper.

Topeka comes out ahead, winning 3 of the 5 clearly-decided measures.

St. Cloud and Topeka are closely matched on both cost of living and household income. Adjusted for local prices, a typical paycheck stretches further in St. Cloud.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

St. Cloud, MN
$57,702
take-home / yr · 23% to tax
$65,846
real value after local prices
Topeka, KS
$57,417
take-home / yr · 23% to tax
$64,644
real value after local prices

On $75,000 for just you, St. Cloud leaves you about $1,202/yr better off after tax and local prices.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

Measure
St. Cloud
Topeka
Livability (CityLedger)
56/100
56/100
Cost of living (price level, US = 100)
87.6
88.8
Cost-adjusted income (pay's real value)
$86,370
$83,753
Median household income
$75,688
$74,389
Median rent
$1,039/mo
$990/mo
Median home value
$289,200
$211,800
Unemployment
3.6%
3.6%
Bachelor's degree or higher
28.5%
28.2%
Average commute
22 min
21.3 min
Air quality (median AQI)
39
45
Avg temperature
43°F
56°F

Choose St. Cloud for

  • + Cost-adjusted income (pay's real value)
  • + Air quality (median AQI)
Full St. Cloud profile →

Choose Topeka for

  • + Median rent
  • + Median home value
  • + Average commute
Full Topeka profile →

St. Cloud vs Topeka — frequently asked

Is St. Cloud cheaper than Topeka?
They are about even — the overall cost of living in the St. Cloud and Topeka metros is within 3% of each other (BEA Regional Price Parities), so neither is meaningfully cheaper.
Which has higher household income, St. Cloud or Topeka?
Household incomes are similar — $75,688 in the St. Cloud metro versus $74,389 in Topeka (U.S. Census Bureau, ACS).
Does a paycheck go further in St. Cloud or Topeka?
A paycheck stretches further in St. Cloud. Adjusted for local prices, the median income is worth $86,370 there versus $83,753 in Topeka.
Which has cheaper rent, St. Cloud or Topeka?
Topeka has cheaper rent — a median of $990/mo versus $1,039/mo (U.S. Census Bureau, ACS).