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CityLedger

Springfield, IL

Springfield, IL Metro Area

Figures are medians for the whole Springfield, IL Metro Area, not the city proper.

Moderate
69
Livability /100

Among the 300 U.S. metros CityLedger tracks, Springfield ranks 88th for affordability — how far a typical paycheck stretches after local prices — and 119th for income. A household earns $80,190 a year while median rent runs $1,047/mo, making it moderately affordable for what residents earn. Affordability and price level are different lenses: the raw cost of living here runs 7% below the U.S. average.

Its strongest card is commute (13th of 300), while household income is the soft spot (119th). Housing usually decides a move: rent ranks 59th and home prices 29th among the 300 metros CityLedger tracks.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Springfield, IL
$57,601
take-home / yr · 23% to tax
$62,107
real value after local prices

On $75,000 for just you in Springfield, your take-home is worth about $62,107 once local prices are factored in — local prices stretch it further than the U.S. average.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

The numbers

Income & cost

Median income
119th of 300↑28.9%$80,190
Cost of living?The local price level vs. the U.S. average of 100 (BEA). Lower means cheaper. This is raw prices, not adjusted for income.
110th of 30093 (US=100)
Cost-adj. income?Median household income divided by the local price level — what the typical paycheck is really worth here.
$86,463
Per-capita income
$48,206
Full-time pay
$51,655

Housing

Median rent
59th of 300↑29.4%$1,047/mo
Home value
29th of 300↑34.4%$197,600
Property tax
$3,762/yr · 1.9%
Sales tax
8.89%

Jobs & education

Unemployment
63rd of 3003.5%
Bachelor's+
59th of 30042.1%
Avg commute
13th of 30019.4 min

People

Population
206,371
Population change
-0.3%
Median age
42.3 yrs
Foreign-born
3.5%
Broadband
94.8%

Environment & risk

Air quality (AQI)
80th of 30041
Natural-hazard loss
115th of 300$11/$10k

Health

Fair/poor health
105th of 30017.1%
Uninsured (18–64)
7.4%

Sources: U.S. Census Bureau (ACS), U.S. Bureau of Economic Analysis, U.S. EPA, FEMA, CDC, NOAA — every figure's source is listed on our methodology page. Data built 2026-06-14. ↑↓ mark the change since 2019.

How CityLedger scores it

Transparent weights — see our methodology.

Affordability?How far local pay stretches after local prices — purchasing power, not the raw price level. Higher is better.54×35%
Job market75×20%
Incomes?Based on per-capita income — how high earnings are, before adjusting for local prices.66×15%
Education77×15%
Commute93×15%

Strengths

  • + Affordability
  • + Rent
  • + Home prices
  • + Job market
  • + Education
  • + Commute
  • + Air quality

Watch-outs

Climate

30-year normals (1991–2020) from the nearest station — springfield abraham lincoln ca.

54°F
Avg temp
85°F
Summer high
23°F
Winter low
38 in
Precip

What jobs pay in Springfield

Median annual wage by occupation (BLS OEWS 2025) — half of workers in each role earn more, half less.

Family medicine physicians
$167,280
IT managers
$154,230
Pharmacists
$135,440
Financial managers
$133,530
Lawyers
$131,400
Civil engineers
$105,750
Software developers
$104,550
General & operations managers
$95,990
Plumbers
$94,370
Accountants & auditors
$86,440
Electricians
$84,780
Registered nurses
$84,220
Police officers
$82,740
Carpenters
$76,970
Secondary school teachers
$72,510
Elementary school teachers
$62,340
Construction laborers
$61,400
Truck drivers (heavy)
$50,350
Maintenance & repair workers
$48,950
Customer service reps
$40,230
Janitors
$37,170
Retail salespersons
$33,450
Cashiers
$31,920
Waiters & waitresses
$31,200

Source: U.S. Bureau of Labor Statistics, OEWS 2025 — annual median wage. Cross-industry, all experience levels.

Where new residents move from

The states sending the most people to the Springfield metro, by estimated movers (U.S. Census 2022 migration flows, 5-year). Moves from elsewhere in Illinois are excluded to show where out-of-state arrivals originate.

  • Missouri336
  • Mississippi308
  • Wisconsin169
  • Ohio162

Source: U.S. Census Bureau, ACS 2022 Migration Flows (5-year).

Cities like Springfield

Closest matches across cost, income, size, education, and age — tap to compare.

Springfield metro — frequently asked

What is the median rent in the Springfield metro?
Median gross rent across the Springfield, IL Metro Area is $1,047 a month (U.S. Census Bureau, ACS 2024). That figure covers the whole metro area, not just the city of Springfield.
What is the median household income in the Springfield metro?
A typical household in the Springfield, IL Metro Area earns $80,190 a year (U.S. Census Bureau, ACS 2024).
Is Springfield expensive to live in?
The overall cost of living in the Springfield, IL Metro Area runs about 7% below the U.S. average (BEA Regional Price Parities, 2024) — prices are lower than average, before accounting for local pay.
Does a paycheck go far in the Springfield metro?
After adjusting for local prices, the median household income is worth about $86,463 (versus its face value of $80,190). CityLedger rates the Springfield, IL Metro Area moderately affordable for what residents earn.
What is the typical home value in the Springfield metro?
The median home value across the Springfield, IL Metro Area is $197,600 (U.S. Census Bureau, ACS 2024).
What is the unemployment rate in the Springfield metro?
The unemployment rate in the Springfield, IL Metro Area is 3.5% (U.S. Census Bureau, ACS 2024).