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CityLedger

Naples, FL

Naples-Marco Island, FL Metro Area

Figures are medians for the whole Naples-Marco Island, FL Metro Area, not the city proper.

Affordable
76
Livability /100

Among the 300 U.S. metros CityLedger tracks, Naples ranks 34th for affordability — how far a typical paycheck stretches after local prices — and 36th for income. A household earns $95,862 a year while median rent runs $2,032/mo, making it comfortably affordable for what residents earn. Affordability and price level are different lenses: the raw cost of living here runs 3% above the U.S. average.

Its strongest card is job market (26th of 300), while rent is the soft spot (286th). Housing usually decides a move: rent ranks 286th and home prices 283rd among the 300 metros CityLedger tracks.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Naples, FL
$61,314
take-home / yr · 18% to tax
$59,412
real value after local prices

On $75,000 for just you in Naples, your take-home is worth about $59,412 once local prices are factored in — local prices stretch it less than the U.S. average.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

The numbers

Income & cost

Median income
36th of 300↑26.1%$95,862
Cost of living?The local price level vs. the U.S. average of 100 (BEA). Lower means cheaper. This is raw prices, not adjusted for income.
260th of 300103 (US=100)
Cost-adj. income?Median household income divided by the local price level — what the typical paycheck is really worth here.
$92,890
Per-capita income
$63,250
Full-time pay
$44,514

Housing

Median rent
286th of 300↑45.5%$2,032/mo
Home value
283rd of 300↑71.7%$636,600
Property tax
$3,597/yr · 0.6%
Sales tax
6.95%

Jobs & education

Unemployment
26th of 3002.9%
Bachelor's+
55th of 30042.5%
Avg commute
258th of 30028.1 min

People

Population
416,233
Population change
+8.1%
Median age
53.6 yrs
Foreign-born
26.7%
Broadband
92.7%

Environment & risk

Air quality (AQI)
97th of 30042
Natural-hazard loss
278th of 300$37/$10k

Health

Fair/poor health
82nd of 30016.6%
Uninsured (18–64)
16.8%

Sources: U.S. Census Bureau (ACS), U.S. Bureau of Economic Analysis, U.S. EPA, FEMA, CDC, NOAA — every figure's source is listed on our methodology page. Data built 2026-06-14. ↑↓ mark the change since 2019.

How CityLedger scores it

Transparent weights — see our methodology.

Affordability?How far local pay stretches after local prices — purchasing power, not the raw price level. Higher is better.70×35%
Job market85×20%
Incomes?Based on per-capita income — how high earnings are, before adjusting for local prices.100×15%
Education79×15%
Commute49×15%

Strengths

  • + Affordability
  • + Household income
  • + Job market
  • + Education
  • + Air quality
  • + Health

Watch-outs

  • Cost of living
  • Rent
  • Home prices
  • Commute
  • Hazard safety

Climate

30-year normals (1991–2020) from the nearest station — everglades city 5 ne.

76°F
Avg temp
92°F
Summer high
55°F
Winter low
55 in
Precip

What jobs pay in Naples

Median annual wage by occupation (BLS OEWS 2025) — half of workers in each role earn more, half less.

Family medicine physicians
$232,630
IT managers
$161,170
Pharmacists
$154,060
Financial managers
$153,520
Software developers
$130,730
General & operations managers
$102,310
Civil engineers
$94,600
Registered nurses
$93,330
Accountants & auditors
$84,570
Police officers
$73,040
Secondary school teachers
$62,110
Elementary school teachers
$60,470
Electricians
$60,020
Plumbers
$57,830
Truck drivers (heavy)
$49,520
Carpenters
$49,390
Maintenance & repair workers
$47,470
Construction laborers
$46,040
Customer service reps
$43,680
Waiters & waitresses
$37,550
Janitors
$37,010
Retail salespersons
$35,380
Cashiers
$34,220

Source: U.S. Bureau of Labor Statistics, OEWS 2025 — annual median wage. Cross-industry, all experience levels.

Where new residents move from

The states sending the most people to the Naples metro, by estimated movers (U.S. Census 2022 migration flows, 5-year). Moves from elsewhere in Florida are excluded to show where out-of-state arrivals originate.

  • New York2,189
  • Michigan1,569
  • Pennsylvania1,251
  • California1,139

Source: U.S. Census Bureau, ACS 2022 Migration Flows (5-year).

Cities like Naples

Closest matches across cost, income, size, education, and age — tap to compare.

Naples metro — frequently asked

What is the median rent in the Naples metro?
Median gross rent across the Naples-Marco Island, FL Metro Area is $2,032 a month (U.S. Census Bureau, ACS 2024). That figure covers the whole metro area, not just the city of Naples.
What is the median household income in the Naples metro?
A typical household in the Naples-Marco Island, FL Metro Area earns $95,862 a year (U.S. Census Bureau, ACS 2024).
Is Naples expensive to live in?
The overall cost of living in the Naples-Marco Island, FL Metro Area runs about 3% above the U.S. average (BEA Regional Price Parities, 2024) — prices are higher than average, before accounting for local pay.
Does a paycheck go far in the Naples metro?
After adjusting for local prices, the median household income is worth about $92,890 (versus its face value of $95,862). CityLedger rates the Naples-Marco Island, FL Metro Area comfortably affordable for what residents earn.
What is the typical home value in the Naples metro?
The median home value across the Naples-Marco Island, FL Metro Area is $636,600 (U.S. Census Bureau, ACS 2024).
What is the unemployment rate in the Naples metro?
The unemployment rate in the Naples-Marco Island, FL Metro Area is 2.9% (U.S. Census Bureau, ACS 2024).