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CityLedger

Best places to live in Oregon

CityLedger tracks 5 Oregon metros, led by Bend. Cost of living runs from about 101 to 105 against a U.S. average of 100. Every figure below is computed from public U.S. government data and links to a full profile.

Lowest cost of living
Medford
101 (US=100)
Best value (real income)
Portland
$93,903
Highest livability
Bend
73/100
Safest from disasters
Bend
$11/$10k

CityLedger tracks 5 metros in Oregon, the largest being the Portland-Vancouver-Hillsboro, OR-WA Metro Area (around 2,537,070 people). Across the state, median household income runs from $73,476 in Eugene to $98,994 in Portland, and typical rent from $1,369 a month in Medford upward — a reminder that "Oregon" is really several different housing and job markets, not one.

Medford has the lowest overall price level in the state (about 101 versus a U.S. average of 100), but the cheapest metro isn't always where money goes furthest. Adjusting income for local prices, Portland delivers the best real buying power — a cost-adjusted median of about $93,903.

Taxes shift the picture in ways a cost-of-living index alone misses: Oregon levies a state income tax, so take-home pay is lower here than in no-income-tax states at the same salary, and combined state and local sales tax averages about 0.0% (Tax Foundation). Our salary calculator folds federal, FICA, and Oregon state tax into a single take-home figure for any metro here.

Bend earns the state's highest CityLedger livability score, 73/100; Bend is the fastest-growing, up 33.7% over the latest population estimate; Bend carries the lowest natural-hazard loss rate, about $11 per $10,000 of property (FEMA). Open any metro below for the full, sourced breakdown behind these figures.

MetroLivabilityCost of livingMedian incomeMedian rent
Bend, OR73104$95,979$1,834/mo
Portland, OR70105$98,994$1,767/mo
Medford, OR48101$74,653$1,369/mo
Salem, OR43104$82,732$1,526/mo
Eugene, OR42102$73,476$1,470/mo

Browse every metro on the cities index or the rankings.

Living in Oregon — frequently asked

What is the most affordable metro in Oregon?
By overall price level, Medford is the most affordable metro in Oregon, at about 101 against a U.S. average of 100 (BEA Regional Price Parities). Affordability also depends on local pay — see where a paycheck stretches furthest below.
Where does a paycheck go furthest in Oregon?
Portland has the highest cost-adjusted income in Oregon — a median of about $93,903 once local prices are factored in, meaning typical pay buys the most there.
Does Oregon have a state income tax?
Yes. Oregon levies a state income tax, which lowers take-home pay relative to no-income-tax states; combined state and local sales tax also averages about 0.0%. Our salary calculator estimates the exact take-home for each metro.
Which Oregon metro has the highest livability score?
Bend, at 73/100 on CityLedger's livability score — a transparent blend of affordability, jobs, income, education, and commute, all from public data.