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CityLedger

Tyler vs Waco

Metro-area medians — Tyler, TX Metro Area vs Waco, TX Metro Area — not the cities proper.

Tyler comes out ahead, winning 5 of the 8 clearly-decided measures.

Tyler and Waco cost about the same to live in, but Tyler households earn about 12% more. Adjusted for local prices, a typical paycheck stretches further in Tyler.

Their widest everyday difference: Waco has the tighter job market — 3% unemployment versus 4.9%.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Tyler, TX
$61,314
take-home / yr · 18% to tax
$66,532
real value after local prices
Waco, TX
$61,314
take-home / yr · 18% to tax
$66,249
real value after local prices

On $75,000 for just you, Tyler leaves you about $283/yr better off after tax and local prices.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

Measure
Tyler
Waco
Livability (CityLedger)
49/100
47/100
Cost of living (price level, US = 100)
92.2
92.5
Cost-adjusted income (pay's real value)
$82,563
$73,249
Median household income
$76,087
$67,792
Median rent
$1,272/mo
$1,238/mo
Median home value
$291,800
$277,100
Unemployment
4.9%
3%
Bachelor's degree or higher
32%
28.8%
Average commute
23.3 min
21.1 min
Air quality (median AQI)
39
53
Avg temperature
67°F
67°F

Choose Tyler for

  • + Livability (CityLedger)
  • + Cost-adjusted income (pay's real value)
  • + Median household income
  • + Bachelor's degree or higher
  • + Air quality (median AQI)
Full Tyler profile →

Choose Waco for

  • + Median home value
  • + Unemployment
  • + Average commute
Full Waco profile →

More comparisons

Metros closest to Tyler and Waco on cost, income, size, and education.

Tyler vs Waco — frequently asked

Is Tyler cheaper than Waco?
They are about even — the overall cost of living in the Tyler and Waco metros is within 3% of each other (BEA Regional Price Parities), so neither is meaningfully cheaper.
Which has higher household income, Tyler or Waco?
Tyler has the higher median household income — $76,087 versus $67,792 (U.S. Census Bureau, ACS), about 12% more.
Does a paycheck go further in Tyler or Waco?
A paycheck stretches further in Tyler. Adjusted for local prices, the median income is worth $82,563 there versus $73,249 in Waco.
Which has cheaper rent, Tyler or Waco?
Waco has cheaper rent — a median of $1,238/mo versus $1,272/mo (U.S. Census Bureau, ACS).