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CityLedger

New York vs Washington

Metro-area medians — New York-Newark-Jersey City, NY-NJ Metro Area vs Washington-Arlington-Alexandria, DC-VA-MD-WV Metro Area — not the cities proper.

Washington comes out ahead, winning 9 of the 10 clearly-decided measures.

Washington is both cheaper to live in (about 3% less) and higher-earning (about 26% more) than New York. Adjusted for local prices, a typical paycheck stretches further in Washington.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

New York, NY
$57,794
take-home / yr · 23% to tax
$51,343
real value after local prices
Washington, DC
$57,862
take-home / yr · 23% to tax
$53,141
real value after local prices

On $75,000 for just you, Washington leaves you about $1,798/yr better off after tax and local prices.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

Measure
New York
Washington
Livability (CityLedger)
56/100
81/100
Cost of living (price level, US = 100)
112.6
108.9
Cost-adjusted income (pay's real value)
$88,708
$115,944
Median household income
$99,852
$126,244
Median rent
$1,851/mo
$2,037/mo
Median home value
$648,800
$604,800
Unemployment
5.7%
4.2%
Bachelor's degree or higher
45%
55.5%
Average commute
36.5 min
33.8 min
Air quality (median AQI)
52
49
Avg temperature
57°F
56°F

Choose New York for

  • + Median rent
Full New York profile →

Choose Washington for

  • + Livability (CityLedger)
  • + Cost of living (price level, US = 100)
  • + Cost-adjusted income (pay's real value)
  • + Median household income
  • + Median home value
  • + Unemployment
  • + Bachelor's degree or higher
  • + Average commute
  • + Air quality (median AQI)
Full Washington profile →

New York vs Washington — frequently asked

Is New York cheaper than Washington?
Washington is cheaper: its overall cost of living runs about 3% below New York's (BEA Regional Price Parities).
Which has higher household income, New York or Washington?
Washington has the higher median household income — $126,244 versus $99,852 (U.S. Census Bureau, ACS), about 26% more.
Does a paycheck go further in New York or Washington?
A paycheck stretches further in Washington. Adjusted for local prices, the median income is worth $115,944 there versus $88,708 in New York.
Which has cheaper rent, New York or Washington?
New York has cheaper rent — a median of $1,851/mo versus $2,037/mo (U.S. Census Bureau, ACS).