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CityLedger

Fargo vs Sioux Falls

Metro-area medians — Fargo, ND-MN Metro Area vs Sioux Falls, SD-MN Metro Area — not the cities proper.

Fargo comes out ahead, winning 5 of the 9 clearly-decided measures.

Fargo and Sioux Falls cost about the same to live in, but Sioux Falls households earn about 7% more. Adjusted for local prices, a typical paycheck stretches further in Sioux Falls.

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Fargo, ND
$61,103
take-home / yr · 19% to tax
$67,242
real value after local prices
Sioux Falls, SD
$61,314
take-home / yr · 18% to tax
$67,652
real value after local prices

On $75,000 for just you, Sioux Falls leaves you about $410/yr better off after tax and local prices.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

Measure
Fargo
Sioux Falls
Livability (CityLedger)
72/100
77/100
Cost of living (price level, US = 100)
90.9
90.6
Cost-adjusted income (pay's real value)
$84,675
$91,038
Median household income
$76,945
$82,509
Median rent
$997/mo
$1,094/mo
Median home value
$300,200
$331,400
Unemployment
1.9%
2%
Bachelor's degree or higher
40.6%
39%
Average commute
16.9 min
18.6 min
Air quality (median AQI)
38
34
Avg temperature
42°F
47°F

Choose Fargo for

  • + Median rent
  • + Median home value
  • + Unemployment
  • + Bachelor's degree or higher
  • + Average commute
Full Fargo profile →

Choose Sioux Falls for

  • + Livability (CityLedger)
  • + Cost-adjusted income (pay's real value)
  • + Median household income
  • + Air quality (median AQI)
Full Sioux Falls profile →

Fargo vs Sioux Falls — frequently asked

Is Fargo cheaper than Sioux Falls?
They are about even — the overall cost of living in the Fargo and Sioux Falls metros is within 3% of each other (BEA Regional Price Parities), so neither is meaningfully cheaper.
Which has higher household income, Fargo or Sioux Falls?
Sioux Falls has the higher median household income — $82,509 versus $76,945 (U.S. Census Bureau, ACS), about 7% more.
Does a paycheck go further in Fargo or Sioux Falls?
A paycheck stretches further in Sioux Falls. Adjusted for local prices, the median income is worth $91,038 there versus $84,675 in Fargo.
Which has cheaper rent, Fargo or Sioux Falls?
Fargo has cheaper rent — a median of $997/mo versus $1,094/mo (U.S. Census Bureau, ACS).