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CityLedger

Cleveland vs Louisville

Metro-area medians — Cleveland, OH Metro Area vs Louisville/Jefferson County, KY-IN Metro Area — not the cities proper.

Cleveland comes out ahead, winning 6 of the 7 clearly-decided measures.

Cleveland and Louisville are closely matched on both cost of living and household income. Adjusted for local prices, a typical paycheck stretches further in Louisville.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Cleveland, OH
$59,967
take-home / yr · 20% to tax
$63,847
real value after local prices
Louisville, KY
$58,444
take-home / yr · 22% to tax
$62,793
real value after local prices

On $75,000 for just you, Cleveland leaves you about $1,054/yr better off after tax and local prices.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

Measure
Cleveland
Louisville
Livability (CityLedger)
51/100
46/100
Cost of living (price level, US = 100)
93.9
93.1
Cost-adjusted income (pay's real value)
$77,225
$79,834
Median household income
$72,532
$74,305
Median rent
$1,087/mo
$1,140/mo
Median home value
$234,700
$265,900
Unemployment
4.1%
5.4%
Bachelor's degree or higher
34.7%
33.4%
Average commute
24 min
25.1 min
Air quality (median AQI)
51
Avg temperature
52°F
58°F

Choose Cleveland for

  • + Livability (CityLedger)
  • + Median rent
  • + Median home value
  • + Unemployment
  • + Bachelor's degree or higher
  • + Average commute
Full Cleveland profile →

Choose Louisville for

  • + Cost-adjusted income (pay's real value)
Full Louisville profile →

Cleveland vs Louisville — frequently asked

Is Cleveland cheaper than Louisville?
They are about even — the overall cost of living in the Cleveland and Louisville metros is within 3% of each other (BEA Regional Price Parities), so neither is meaningfully cheaper.
Which has higher household income, Cleveland or Louisville?
Household incomes are similar — $72,532 in the Cleveland metro versus $74,305 in Louisville (U.S. Census Bureau, ACS).
Does a paycheck go further in Cleveland or Louisville?
A paycheck stretches further in Louisville. Adjusted for local prices, the median income is worth $79,834 there versus $77,225 in Cleveland.
Which has cheaper rent, Cleveland or Louisville?
Cleveland has cheaper rent — a median of $1,087/mo versus $1,140/mo (U.S. Census Bureau, ACS).