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Billings vs Oshkosh

Metro-area medians — Billings, MT Metro Area vs Oshkosh-Neenah, WI Metro Area — not the cities proper.

Billings comes out ahead, winning 4 of the 7 clearly-decided measures.

Billings and Oshkosh cost about the same to live in, but Billings households earn about 9% more. Adjusted for local prices, a typical paycheck stretches further in Billings.

For your salary & household

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Billings, MT
$58,071
take-home / yr · 23% to tax
$62,091
real value after local prices
Oshkosh, WI
$58,454
take-home / yr · 22% to tax
$62,901
real value after local prices

On $75,000 for just you, Oshkosh leaves you about $811/yr better off after tax and local prices.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

Measure
Billings
Oshkosh
Livability (CityLedger)
60/100
55/100
Cost of living (price level, US = 100)
93.5
92.9
Cost-adjusted income (pay's real value)
$83,153
$76,560
Median household income
$77,770
$71,146
Median rent
$1,170/mo
$1,029/mo
Median home value
$383,900
$250,200
Unemployment
3.3%
2.2%
Bachelor's degree or higher
32.8%
30.9%
Average commute
20.8 min
21.3 min
Air quality (median AQI)
39
Avg temperature
48°F
46°F

Choose Billings for

  • + Livability (CityLedger)
  • + Cost-adjusted income (pay's real value)
  • + Median household income
  • + Bachelor's degree or higher
Full Billings profile →

Choose Oshkosh for

  • + Median rent
  • + Median home value
  • + Unemployment
Full Oshkosh profile →

Billings vs Oshkosh — frequently asked

Is Billings cheaper than Oshkosh?
They are about even — the overall cost of living in the Billings and Oshkosh metros is within 3% of each other (BEA Regional Price Parities), so neither is meaningfully cheaper.
Which has higher household income, Billings or Oshkosh?
Billings has the higher median household income — $77,770 versus $71,146 (U.S. Census Bureau, ACS), about 9% more.
Does a paycheck go further in Billings or Oshkosh?
A paycheck stretches further in Billings. Adjusted for local prices, the median income is worth $83,153 there versus $76,560 in Oshkosh.
Which has cheaper rent, Billings or Oshkosh?
Oshkosh has cheaper rent — a median of $1,029/mo versus $1,170/mo (U.S. Census Bureau, ACS).