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Amarillo vs South Bend

Metro-area medians — Amarillo, TX Metro Area vs South Bend-Mishawaka, IN-MI Metro Area — not the cities proper.

Amarillo comes out ahead, winning 4 of the 6 clearly-decided measures.

Amarillo and South Bend cost about the same to live in, but Amarillo households earn about 9% more. Adjusted for local prices, a typical paycheck stretches further in Amarillo.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Amarillo, TX
$61,314
take-home / yr · 18% to tax
$66,776
real value after local prices
South Bend, IN
$59,064
take-home / yr · 21% to tax
$63,606
real value after local prices

On $75,000 for just you, Amarillo leaves you about $3,169/yr better off after tax and local prices.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

Measure
Amarillo
South Bend
Livability (CityLedger)
49/100
33/100
Cost of living (price level, US = 100)
91.8
92.9
Cost-adjusted income (pay's real value)
$75,795
$68,808
Median household income
$69,595
$63,894
Median rent
$1,097/mo
$1,101/mo
Median home value
$226,600
$216,500
Unemployment
3.2%
6.1%
Bachelor's degree or higher
30.6%
31.1%
Average commute
22.5 min
21.8 min
Air quality (median AQI)
44
45
Avg temperature
59°F
49°F

Choose Amarillo for

  • + Livability (CityLedger)
  • + Cost-adjusted income (pay's real value)
  • + Median household income
  • + Unemployment
Full Amarillo profile →

Choose South Bend for

  • + Median home value
  • + Average commute
Full South Bend profile →

Amarillo vs South Bend — frequently asked

Is Amarillo cheaper than South Bend?
They are about even — the overall cost of living in the Amarillo and South Bend metros is within 3% of each other (BEA Regional Price Parities), so neither is meaningfully cheaper.
Which has higher household income, Amarillo or South Bend?
Amarillo has the higher median household income — $69,595 versus $63,894 (U.S. Census Bureau, ACS), about 9% more.
Does a paycheck go further in Amarillo or South Bend?
A paycheck stretches further in Amarillo. Adjusted for local prices, the median income is worth $75,795 there versus $68,808 in South Bend.
Which has cheaper rent, Amarillo or South Bend?
Rents are close — $1,097/mo in the Amarillo metro versus $1,101/mo in South Bend (U.S. Census Bureau, ACS).