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CityLedger

Albany vs Portland

Metro-area medians — Albany-Schenectady-Troy, NY Metro Area vs Portland-South Portland, ME Metro Area — not the cities proper.

Portland comes out ahead, winning 5 of the 9 clearly-decided measures.

Albany and Portland cost about the same to live in, but Portland households earn about 7% more. Adjusted for local prices, a typical paycheck stretches further in Portland.

Their widest everyday difference: Portland has the tighter job market — 2.8% unemployment versus 3.5%.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Albany, NY
$57,794
take-home / yr · 23% to tax
$58,045
real value after local prices
Portland, ME
$57,518
take-home / yr · 23% to tax
$56,469
real value after local prices

On $75,000 for just you, Albany leaves you about $1,577/yr better off after tax and local prices.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

Measure
Albany
Portland
Livability (CityLedger)
68/100
76/100
Cost of living (price level, US = 100)
99.6
101.9
Cost-adjusted income (pay's real value)
$87,015
$91,364
Median household income
$86,637
$93,062
Median rent
$1,341/mo
$1,590/mo
Median home value
$316,300
$474,200
Unemployment
3.5%
2.8%
Bachelor's degree or higher
44.4%
48.1%
Average commute
23.7 min
26.7 min
Air quality (median AQI)
37
39
Avg temperature
49°F
48°F

Choose Albany for

  • + Median rent
  • + Median home value
  • + Average commute
  • + Air quality (median AQI)
Full Albany profile →

Choose Portland for

  • + Livability (CityLedger)
  • + Cost-adjusted income (pay's real value)
  • + Median household income
  • + Unemployment
  • + Bachelor's degree or higher
Full Portland profile →

More comparisons

Metros closest to Albany and Portland on cost, income, size, and education.

Albany vs Portland — frequently asked

Is Albany cheaper than Portland?
They are about even — the overall cost of living in the Albany and Portland metros is within 3% of each other (BEA Regional Price Parities), so neither is meaningfully cheaper.
Which has higher household income, Albany or Portland?
Portland has the higher median household income — $93,062 versus $86,637 (U.S. Census Bureau, ACS), about 7% more.
Does a paycheck go further in Albany or Portland?
A paycheck stretches further in Portland. Adjusted for local prices, the median income is worth $91,364 there versus $87,015 in Albany.
Which has cheaper rent, Albany or Portland?
Albany has cheaper rent — a median of $1,341/mo versus $1,590/mo (U.S. Census Bureau, ACS).