Toledo, OH
Toledo, OH Metro Area
Figures are medians for the whole Toledo, OH Metro Area, not the city proper.
Among the 300 U.S. metros CityLedger tracks, Toledo ranks 234th for affordability — how far a typical paycheck stretches after local prices — and 231st for income. A household earns $66,095 a year while median rent runs $949/mo, making it expensive relative to what residents earn. Affordability and price level are different lenses: the raw cost of living here runs 9% below the U.S. average.
Its strongest card is rent (25th of 300), while air quality is the soft spot (255th). Housing usually decides a move: rent ranks 25th and home prices 26th among the 300 metros CityLedger tracks.
For your salary & household
Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.
On $75,000 for just you in Toledo, your take-home is worth about $65,570 once local prices are factored in — local prices stretch it further than the U.S. average.
Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.
The numbers
Income & cost
- Median income
- 231st of 300↑23.4%$66,095
- Cost of living?The local price level vs. the U.S. average of 100 (BEA). Lower means cheaper. This is raw prices, not adjusted for income.
- 76th of 30091 (US=100)
- Cost-adj. income?Median household income divided by the local price level — what the typical paycheck is really worth here.
- $72,271
- Per-capita income
- $38,508
- Full-time pay
- $42,165
Housing
- Median rent
- 25th of 300↑24.9%$949/mo
- Home value
- 26th of 300↑39.9%$194,700
- Property tax
- $2,798/yr · 1.4%
- Sales tax
- 7.23%
Jobs & education
- Unemployment
- 164th of 3004.6%
- Bachelor's+
- 176th of 30031.6%
- Avg commute
- 39th of 30020.9 min
People
- Population
- 601,396
- Population change
- -6.3%
- Median age
- 38.6 yrs
- Foreign-born
- 4.4%
- Broadband
- 91.4%
Environment & risk
- Air quality (AQI)
- 255th of 30053
- Natural-hazard loss
- 70th of 300$10/$10k
Health
- Fair/poor health
- 184th of 30019.6%
- Uninsured (18–64)
- 8.8%
Sources: U.S. Census Bureau (ACS), U.S. Bureau of Economic Analysis, U.S. EPA, FEMA, CDC, NOAA — every figure's source is listed on our methodology page. Data built 2026-06-14. ↑↓ mark the change since 2019.
How CityLedger scores it
Transparent weights — see our methodology.
Strengths
- + Cost of living
- + Rent
- + Home prices
- + Commute
- + Hazard safety
Watch-outs
- – Affordability
- – Household income
- – Air quality
Climate
30-year normals (1991–2020) from the nearest station — toledo express ap.
What jobs pay in Toledo
Median annual wage by occupation (BLS OEWS 2025) — half of workers in each role earn more, half less.
- Family medicine physicians
- $244,550
- IT managers
- $145,080
- Pharmacists
- $134,010
- Financial managers
- $125,330
- Lawyers
- $113,920
- Software developers
- $104,360
- Civil engineers
- $96,300
- General & operations managers
- $95,120
- Registered nurses
- $81,050
- Secondary school teachers
- $77,930
- Accountants & auditors
- $77,400
- Web developers
- $75,380
- Electricians
- $74,710
- Police officers
- $73,650
- Plumbers
- $66,920
- Elementary school teachers
- $63,250
- Carpenters
- $61,070
- Truck drivers (heavy)
- $60,410
- Maintenance & repair workers
- $57,170
- Construction laborers
- $50,720
- Customer service reps
- $42,970
- Waiters & waitresses
- $36,140
- Janitors
- $35,240
- Retail salespersons
- $30,780
- Cashiers
- $29,270
Source: U.S. Bureau of Labor Statistics, OEWS 2025 — annual median wage. Cross-industry, all experience levels.
Where new residents move from
The states sending the most people to the Toledo metro, by estimated movers (U.S. Census 2022 migration flows, 5-year). Moves from elsewhere in Ohio are excluded to show where out-of-state arrivals originate.
- Michigan5,006
- Indiana859
- Illinois592
- Florida477
Source: U.S. Census Bureau, ACS 2022 Migration Flows (5-year).
Cities like Toledo
Closest matches across cost, income, size, education, and age — tap to compare.
Toledo metro — frequently asked
- What is the median rent in the Toledo metro?
- Median gross rent across the Toledo, OH Metro Area is $949 a month (U.S. Census Bureau, ACS 2024). That figure covers the whole metro area, not just the city of Toledo.
- What is the median household income in the Toledo metro?
- A typical household in the Toledo, OH Metro Area earns $66,095 a year (U.S. Census Bureau, ACS 2024).
- Is Toledo expensive to live in?
- The overall cost of living in the Toledo, OH Metro Area runs about 9% below the U.S. average (BEA Regional Price Parities, 2024) — prices are lower than average, before accounting for local pay.
- Does a paycheck go far in the Toledo metro?
- After adjusting for local prices, the median household income is worth about $72,271 (versus its face value of $66,095). CityLedger rates the Toledo, OH Metro Area expensive for what residents earn.
- What is the typical home value in the Toledo metro?
- The median home value across the Toledo, OH Metro Area is $194,700 (U.S. Census Bureau, ACS 2024).
- What is the unemployment rate in the Toledo metro?
- The unemployment rate in the Toledo, OH Metro Area is 4.6% (U.S. Census Bureau, ACS 2024).