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CityLedger

St. Louis, MO

St. Louis, MO-IL Metro Area

Figures are medians for the whole St. Louis, MO-IL Metro Area, not the city proper.

Moderate
62
Livability /100

Among the 300 U.S. metros CityLedger tracks, St. Louis ranks 91st for affordability — how far a typical paycheck stretches after local prices — and 100th for income. A household earns $81,679 a year while median rent runs $1,154/mo, making it moderately affordable for what residents earn. Affordability and price level are different lenses: the raw cost of living here runs 5% below the U.S. average.

Its strongest card is job market (72nd of 300), while air quality is the soft spot (273rd). Housing usually decides a move: rent ranks 117th and home prices 109th among the 300 metros CityLedger tracks.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

St. Louis, MO
$58,705
take-home / yr · 22% to tax
$61,737
real value after local prices

On $75,000 for just you in St. Louis, your take-home is worth about $61,737 once local prices are factored in — local prices stretch it further than the U.S. average.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

The numbers

Income & cost

Median income
100th of 300↑23%$81,679
Cost of living?The local price level vs. the U.S. average of 100 (BEA). Lower means cheaper. This is raw prices, not adjusted for income.
151st of 30095 (US=100)
Cost-adj. income?Median household income divided by the local price level — what the typical paycheck is really worth here.
$85,898
Per-capita income
$46,578
Full-time pay
$50,104

Housing

Median rent
117th of 300↑30.7%$1,154/mo
Home value
109th of 300↑45.3%$268,300
Property tax
$3,014/yr · 1.1%
Sales tax
8.41%

Jobs & education

Unemployment
72nd of 3003.6%
Bachelor's+
80th of 30039.5%
Avg commute
193rd of 30025.4 min

People

Population
2,809,527
Population change
+0.3%
Median age
40.2 yrs
Foreign-born
5.6%
Broadband
93.9%

Environment & risk

Air quality (AQI)
273rd of 30055
Natural-hazard loss
208th of 300$16/$10k

Health

Fair/poor health
116th of 30017.5%
Uninsured (18–64)
7.7%

Sources: U.S. Census Bureau (ACS), U.S. Bureau of Economic Analysis, U.S. EPA, FEMA, CDC, NOAA — every figure's source is listed on our methodology page. Data built 2026-06-14. ↑↓ mark the change since 2019.

How CityLedger scores it

Transparent weights — see our methodology.

Affordability?How far local pay stretches after local prices — purchasing power, not the raw price level. Higher is better.52×35%
Job market73×20%
Incomes?Based on per-capita income — how high earnings are, before adjusting for local prices.62×15%
Education70×15%
Commute63×15%

Strengths

  • + Affordability
  • + Household income
  • + Job market
  • + Education

Watch-outs

  • Air quality
  • Hazard safety

Climate

30-year normals (1991–2020) from the nearest station — st louis lambert intl ap.

57°F
Avg temp
88°F
Summer high
27°F
Winter low
42 in
Precip

What jobs pay in St. Louis

Median annual wage by occupation (BLS OEWS 2025) — half of workers in each role earn more, half less.

IT managers
$167,130
Financial managers
$158,780
Lawyers
$142,690
Pharmacists
$138,530
Software developers
$129,030
Web developers
$106,360
Civil engineers
$96,830
General & operations managers
$93,140
Registered nurses
$83,180
Accountants & auditors
$78,880
Electricians
$77,170
Plumbers
$77,000
Family medicine physicians
$76,830
Police officers
$73,240
Carpenters
$70,990
Construction laborers
$64,500
Secondary school teachers
$62,130
Elementary school teachers
$60,650
Truck drivers (heavy)
$58,240
Maintenance & repair workers
$53,930
Customer service reps
$45,800
Janitors
$36,620
Retail salespersons
$33,820
Cashiers
$32,380
Waiters & waitresses
$31,200

Source: U.S. Bureau of Labor Statistics, OEWS 2025 — annual median wage. Cross-industry, all experience levels.

Where new residents move from

The states sending the most people to the St. Louis metro, by estimated movers (U.S. Census 2022 migration flows, 5-year). Moves from elsewhere in Missouri are excluded to show where out-of-state arrivals originate.

  • California3,477
  • Texas3,084
  • Florida2,852
  • Georgia2,384

Source: U.S. Census Bureau, ACS 2022 Migration Flows (5-year).

Cities like St. Louis

Closest matches across cost, income, size, education, and age — tap to compare.

St. Louis metro — frequently asked

What is the median rent in the St. Louis metro?
Median gross rent across the St. Louis, MO-IL Metro Area is $1,154 a month (U.S. Census Bureau, ACS 2024). That figure covers the whole metro area, not just the city of St. Louis.
What is the median household income in the St. Louis metro?
A typical household in the St. Louis, MO-IL Metro Area earns $81,679 a year (U.S. Census Bureau, ACS 2024).
Is St. Louis expensive to live in?
The overall cost of living in the St. Louis, MO-IL Metro Area runs about 5% below the U.S. average (BEA Regional Price Parities, 2024) — prices are lower than average, before accounting for local pay.
Does a paycheck go far in the St. Louis metro?
After adjusting for local prices, the median household income is worth about $85,898 (versus its face value of $81,679). CityLedger rates the St. Louis, MO-IL Metro Area moderately affordable for what residents earn.
What is the typical home value in the St. Louis metro?
The median home value across the St. Louis, MO-IL Metro Area is $268,300 (U.S. Census Bureau, ACS 2024).
What is the unemployment rate in the St. Louis metro?
The unemployment rate in the St. Louis, MO-IL Metro Area is 3.6% (U.S. Census Bureau, ACS 2024).