Skip to content
CityLedger

Springfield, MA

Springfield, MA Metro Area

Figures are medians for the whole Springfield, MA Metro Area, not the city proper.

Expensive
44
Livability /100

Among the 300 U.S. metros CityLedger tracks, Springfield ranks 210th for affordability — how far a typical paycheck stretches after local prices — and 191st for income. A household earns $71,402 a year while median rent runs $1,158/mo, making it expensive relative to what residents earn. Affordability and price level are different lenses: the raw cost of living here runs 4% below the U.S. average.

Its strongest card is air quality (42nd of 300), while health is the soft spot (239th). Housing usually decides a move: rent ranks 119th and home prices 170th among the 300 metros CityLedger tracks.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Springfield, MA
$57,564
take-home / yr · 23% to tax
$59,924
real value after local prices

On $75,000 for just you in Springfield, your take-home is worth about $59,924 once local prices are factored in — local prices stretch it further than the U.S. average.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

The numbers

Income & cost

Median income
191st of 300↑14.5%$71,402
Cost of living?The local price level vs. the U.S. average of 100 (BEA). Lower means cheaper. This is raw prices, not adjusted for income.
169th of 30096 (US=100)
Cost-adj. income?Median household income divided by the local price level — what the typical paycheck is really worth here.
$74,330
Per-capita income
$38,309
Full-time pay
$48,192

Housing

Median rent
119th of 300↑21.6%$1,158/mo
Home value
170th of 300↑37.1%$331,300
Property tax
$4,606/yr · 1.4%
Sales tax
6.25%

Jobs & education

Unemployment
109th of 3004%
Bachelor's+
210th of 30029.3%
Avg commute
143rd of 30024 min

People

Population
464,151
Median age
40.0 yrs
Foreign-born
9.2%
Broadband
90.8%

Environment & risk

Air quality (AQI)
42nd of 30038
Natural-hazard loss
136th of 300$12/$10k

Health

Fair/poor health
239th of 30022%
Uninsured (18–64)
8.5%

Sources: U.S. Census Bureau (ACS), U.S. Bureau of Economic Analysis, U.S. EPA, FEMA, CDC, NOAA — every figure's source is listed on our methodology page. Data built 2026-06-14. ↑↓ mark the change since 2019.

How CityLedger scores it

Transparent weights — see our methodology.

Affordability?How far local pay stretches after local prices — purchasing power, not the raw price level. Higher is better.23×35%
Job market67×20%
Incomes?Based on per-capita income — how high earnings are, before adjusting for local prices.38×15%
Education41×15%
Commute70×15%

Strengths

  • + Air quality

Watch-outs

  • Affordability
  • Education
  • Health

Climate

30-year normals (1991–2020) from the nearest station — westfield barnes muni ap.

49°F
Avg temp
83°F
Summer high
18°F
Winter low
45 in
Precip

What jobs pay in Springfield

Median annual wage by occupation (BLS OEWS 2025) — half of workers in each role earn more, half less.

Family medicine physicians
$212,200
Financial managers
$175,950
IT managers
$164,030
Pharmacists
$138,230
Software developers
$127,740
Lawyers
$123,320
General & operations managers
$106,390
Civil engineers
$99,790
Registered nurses
$98,410
Plumbers
$92,080
Accountants & auditors
$92,010
Web developers
$83,860
Police officers
$83,050
Secondary school teachers
$79,760
Elementary school teachers
$79,640
Electricians
$77,420
Carpenters
$75,520
Construction laborers
$62,660
Truck drivers (heavy)
$61,420
Maintenance & repair workers
$52,790
Customer service reps
$46,790
Janitors
$39,170
Waiters & waitresses
$36,170
Retail salespersons
$35,440
Cashiers
$34,030

Source: U.S. Bureau of Labor Statistics, OEWS 2025 — annual median wage. Cross-industry, all experience levels.

Where new residents move from

The states sending the most people to the Springfield metro, by estimated movers (U.S. Census 2022 migration flows, 5-year). Moves from elsewhere in Massachusetts are excluded to show where out-of-state arrivals originate.

  • New York1,047
  • Florida372
  • New Jersey358
  • North Carolina313

Source: U.S. Census Bureau, ACS 2022 Migration Flows (5-year).

Cities like Springfield

Closest matches across cost, income, size, education, and age — tap to compare.

Springfield metro — frequently asked

What is the median rent in the Springfield metro?
Median gross rent across the Springfield, MA Metro Area is $1,158 a month (U.S. Census Bureau, ACS 2024). That figure covers the whole metro area, not just the city of Springfield.
What is the median household income in the Springfield metro?
A typical household in the Springfield, MA Metro Area earns $71,402 a year (U.S. Census Bureau, ACS 2024).
Is Springfield expensive to live in?
The overall cost of living in the Springfield, MA Metro Area runs about 4% below the U.S. average (BEA Regional Price Parities, 2024) — prices are lower than average, before accounting for local pay.
Does a paycheck go far in the Springfield metro?
After adjusting for local prices, the median household income is worth about $74,330 (versus its face value of $71,402). CityLedger rates the Springfield, MA Metro Area expensive for what residents earn.
What is the typical home value in the Springfield metro?
The median home value across the Springfield, MA Metro Area is $331,300 (U.S. Census Bureau, ACS 2024).
What is the unemployment rate in the Springfield metro?
The unemployment rate in the Springfield, MA Metro Area is 4% (U.S. Census Bureau, ACS 2024).