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CityLedger

Santa Maria, CA

Santa Maria-Santa Barbara, CA Metro Area

Figures are medians for the whole Santa Maria-Santa Barbara, CA Metro Area, not the city proper.

Moderate
57
Livability /100

Among the 300 U.S. metros CityLedger tracks, Santa Maria ranks 75th for affordability — how far a typical paycheck stretches after local prices — and 38th for income. A household earns $95,637 a year while median rent runs $2,108/mo, making it moderately affordable for what residents earn. Affordability and price level are different lenses: the raw cost of living here runs 9% above the U.S. average.

Its strongest card is commute (31st of 300), while home prices is the soft spot (293rd). Housing usually decides a move: rent ranks 291st and home prices 293rd among the 300 metros CityLedger tracks.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Santa Maria, CA
$58,296
take-home / yr · 22% to tax
$53,582
real value after local prices

On $75,000 for just you in Santa Maria, your take-home is worth about $53,582 once local prices are factored in — local prices stretch it less than the U.S. average.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

The numbers

Income & cost

Median income
38th of 300↑26.4%$95,637
Cost of living?The local price level vs. the U.S. average of 100 (BEA). Lower means cheaper. This is raw prices, not adjusted for income.
286th of 300109 (US=100)
Cost-adj. income?Median household income divided by the local price level — what the typical paycheck is really worth here.
$87,903
Per-capita income
$47,071
Full-time pay
$41,182

Housing

Median rent
291st of 300↑27%$2,108/mo
Home value
293rd of 300↑51.7%$900,900
Property tax
$5,491/yr · 0.6%
Sales tax
8.80%

Jobs & education

Unemployment
273rd of 3006.5%
Bachelor's+
90th of 30038.6%
Avg commute
31st of 30020.7 min

People

Population
444,500
Population change
-0.4%
Median age
34.8 yrs
Foreign-born
22.5%
Broadband
92.3%

Environment & risk

Air quality (AQI)
185th of 30049
Natural-hazard loss
282nd of 300$38/$10k

Health

Fair/poor health
250th of 30022.4%
Uninsured (18–64)
12.1%

Sources: U.S. Census Bureau (ACS), U.S. Bureau of Economic Analysis, U.S. EPA, FEMA, CDC, NOAA — every figure's source is listed on our methodology page. Data built 2026-06-14. ↑↓ mark the change since 2019.

How CityLedger scores it

Transparent weights — see our methodology.

Affordability?How far local pay stretches after local prices — purchasing power, not the raw price level. Higher is better.57×35%
Job market25×20%
Incomes?Based on per-capita income — how high earnings are, before adjusting for local prices.63×15%
Education67×15%
Commute87×15%

Strengths

  • + Affordability
  • + Household income
  • + Education
  • + Commute

Watch-outs

  • Cost of living
  • Rent
  • Home prices
  • Job market
  • Hazard safety
  • Health

Climate

30-year normals (1991–2020) from the nearest station — santa barbara 11 w.

58°F
Avg temp
70°F
Summer high
43°F
Winter low
19 in
Precip

What jobs pay in Santa Maria

Median annual wage by occupation (BLS OEWS 2025) — half of workers in each role earn more, half less.

Family medicine physicians
$287,230
IT managers
$207,760
Lawyers
$170,970
Financial managers
$164,270
Pharmacists
$162,520
Software developers
$158,290
Registered nurses
$137,360
Police officers
$120,900
Civil engineers
$119,980
General & operations managers
$111,390
Secondary school teachers
$102,840
Elementary school teachers
$101,030
Accountants & auditors
$91,610
Electricians
$75,290
Carpenters
$75,140
Plumbers
$61,000
Construction laborers
$56,140
Truck drivers (heavy)
$55,910
Maintenance & repair workers
$52,780
Customer service reps
$49,080
Janitors
$37,900
Retail salespersons
$37,200
Cashiers
$36,600
Waiters & waitresses
$35,260

Source: U.S. Bureau of Labor Statistics, OEWS 2025 — annual median wage. Cross-industry, all experience levels.

Where new residents move from

The states sending the most people to the Santa Maria metro, by estimated movers (U.S. Census 2022 migration flows, 5-year). Moves from elsewhere in California are excluded to show where out-of-state arrivals originate.

  • Washington951
  • Texas547
  • Illinois444
  • Arizona422

Source: U.S. Census Bureau, ACS 2022 Migration Flows (5-year).

Cities like Santa Maria

Closest matches across cost, income, size, education, and age — tap to compare.

Santa Maria metro — frequently asked

What is the median rent in the Santa Maria metro?
Median gross rent across the Santa Maria-Santa Barbara, CA Metro Area is $2,108 a month (U.S. Census Bureau, ACS 2024). That figure covers the whole metro area, not just the city of Santa Maria.
What is the median household income in the Santa Maria metro?
A typical household in the Santa Maria-Santa Barbara, CA Metro Area earns $95,637 a year (U.S. Census Bureau, ACS 2024).
Is Santa Maria expensive to live in?
The overall cost of living in the Santa Maria-Santa Barbara, CA Metro Area runs about 9% above the U.S. average (BEA Regional Price Parities, 2024) — prices are higher than average, before accounting for local pay.
Does a paycheck go far in the Santa Maria metro?
After adjusting for local prices, the median household income is worth about $87,903 (versus its face value of $95,637). CityLedger rates the Santa Maria-Santa Barbara, CA Metro Area moderately affordable for what residents earn.
What is the typical home value in the Santa Maria metro?
The median home value across the Santa Maria-Santa Barbara, CA Metro Area is $900,900 (U.S. Census Bureau, ACS 2024).
What is the unemployment rate in the Santa Maria metro?
The unemployment rate in the Santa Maria-Santa Barbara, CA Metro Area is 6.5% (U.S. Census Bureau, ACS 2024).