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CityLedger

Sacramento, CA

Sacramento-Roseville-Folsom, CA Metro Area

Figures are medians for the whole Sacramento-Roseville-Folsom, CA Metro Area, not the city proper.

Affordable
59
Livability /100

Among the 300 U.S. metros CityLedger tracks, Sacramento ranks 36th for affordability — how far a typical paycheck stretches after local prices — and 28th for income. A household earns $98,775 a year while median rent runs $1,904/mo, making it comfortably affordable for what residents earn. Affordability and price level are different lenses: the raw cost of living here runs 7% above the U.S. average.

Its strongest card is household income (28th of 300), while cost of living is the soft spot (280th). Housing usually decides a move: rent ranks 278th and home prices 276th among the 300 metros CityLedger tracks.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Sacramento, CA
$58,296
take-home / yr · 22% to tax
$54,651
real value after local prices

On $75,000 for just you in Sacramento, your take-home is worth about $54,651 once local prices are factored in — local prices stretch it less than the U.S. average.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

The numbers

Income & cost

Median income
28th of 300↑28.8%$98,775
Cost of living?The local price level vs. the U.S. average of 100 (BEA). Lower means cheaper. This is raw prices, not adjusted for income.
280th of 300107 (US=100)
Cost-adj. income?Median household income divided by the local price level — what the typical paycheck is really worth here.
$92,599
Per-capita income
$47,539
Full-time pay
$51,560

Housing

Median rent
278th of 300↑37%$1,904/mo
Home value
276th of 300↑39.4%$605,500
Property tax
$4,594/yr · 0.8%
Sales tax
8.80%

Jobs & education

Unemployment
256th of 3005.9%
Bachelor's+
93rd of 30038.3%
Avg commute
252nd of 30027.7 min

People

Population
2,463,127
Population change
+4.2%
Median age
38.9 yrs
Foreign-born
20.6%
Broadband
95%

Environment & risk

Air quality (AQI)
273rd of 30055
Natural-hazard loss
156th of 300$13/$10k

Health

Fair/poor health
198th of 30019.9%
Uninsured (18–64)
8.1%

Sources: U.S. Census Bureau (ACS), U.S. Bureau of Economic Analysis, U.S. EPA, FEMA, CDC, NOAA — every figure's source is listed on our methodology page. Data built 2026-06-14. ↑↓ mark the change since 2019.

How CityLedger scores it

Transparent weights — see our methodology.

Affordability?How far local pay stretches after local prices — purchasing power, not the raw price level. Higher is better.69×35%
Job market35×20%
Incomes?Based on per-capita income — how high earnings are, before adjusting for local prices.64×15%
Education67×15%
Commute52×15%

Strengths

  • + Affordability
  • + Household income
  • + Education

Watch-outs

  • Cost of living
  • Rent
  • Home prices
  • Job market
  • Commute
  • Air quality

Climate

30-year normals (1991–2020) from the nearest station — sacramento 5 ese.

63°F
Avg temp
92°F
Summer high
42°F
Winter low
19 in
Precip

What jobs pay in Sacramento

Median annual wage by occupation (BLS OEWS 2025) — half of workers in each role earn more, half less.

Family medicine physicians
$345,310
Lawyers
$178,540
Pharmacists
$172,680
Registered nurses
$171,460
IT managers
$165,270
Financial managers
$163,090
Software developers
$139,640
Civil engineers
$130,150
General & operations managers
$118,460
Police officers
$111,460
Secondary school teachers
$105,060
Elementary school teachers
$103,390
Web developers
$98,560
Accountants & auditors
$92,110
Electricians
$74,830
Carpenters
$74,440
Plumbers
$65,210
Truck drivers (heavy)
$60,810
Construction laborers
$60,560
Maintenance & repair workers
$56,570
Customer service reps
$49,940
Janitors
$41,450
Retail salespersons
$38,100
Cashiers
$36,790
Waiters & waitresses
$35,070

Source: U.S. Bureau of Labor Statistics, OEWS 2025 — annual median wage. Cross-industry, all experience levels.

Where new residents move from

The states sending the most people to the Sacramento metro, by estimated movers (U.S. Census 2022 migration flows, 5-year). Moves from elsewhere in California are excluded to show where out-of-state arrivals originate.

  • Oregon2,165
  • Nevada2,116
  • Texas1,958
  • Arizona1,558

Source: U.S. Census Bureau, ACS 2022 Migration Flows (5-year).

Cities like Sacramento

Closest matches across cost, income, size, education, and age — tap to compare.

Sacramento metro — frequently asked

What is the median rent in the Sacramento metro?
Median gross rent across the Sacramento-Roseville-Folsom, CA Metro Area is $1,904 a month (U.S. Census Bureau, ACS 2024). That figure covers the whole metro area, not just the city of Sacramento.
What is the median household income in the Sacramento metro?
A typical household in the Sacramento-Roseville-Folsom, CA Metro Area earns $98,775 a year (U.S. Census Bureau, ACS 2024).
Is Sacramento expensive to live in?
The overall cost of living in the Sacramento-Roseville-Folsom, CA Metro Area runs about 7% above the U.S. average (BEA Regional Price Parities, 2024) — prices are higher than average, before accounting for local pay.
Does a paycheck go far in the Sacramento metro?
After adjusting for local prices, the median household income is worth about $92,599 (versus its face value of $98,775). CityLedger rates the Sacramento-Roseville-Folsom, CA Metro Area comfortably affordable for what residents earn.
What is the typical home value in the Sacramento metro?
The median home value across the Sacramento-Roseville-Folsom, CA Metro Area is $605,500 (U.S. Census Bureau, ACS 2024).
What is the unemployment rate in the Sacramento metro?
The unemployment rate in the Sacramento-Roseville-Folsom, CA Metro Area is 5.9% (U.S. Census Bureau, ACS 2024).