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CityLedger

Rochester, NY

Rochester, NY Metro Area

Figures are medians for the whole Rochester, NY Metro Area, not the city proper.

Moderate
59
Livability /100

Among the 300 U.S. metros CityLedger tracks, Rochester ranks 170th for affordability — how far a typical paycheck stretches after local prices — and 142nd for income. A household earns $76,453 a year while median rent runs $1,172/mo, making it moderately affordable for what residents earn. Affordability and price level are different lenses: the raw cost of living here runs 3% below the U.S. average.

Its strongest card is hazard safety (17th of 300), while cost of living is the soft spot (181st). Housing usually decides a move: rent ranks 125th and home prices 71st among the 300 metros CityLedger tracks.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Rochester, NY
$57,794
take-home / yr · 23% to tax
$59,559
real value after local prices

On $75,000 for just you in Rochester, your take-home is worth about $59,559 once local prices are factored in — local prices stretch it further than the U.S. average.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

The numbers

Income & cost

Median income
142nd of 300↑23.1%$76,453
Cost of living?The local price level vs. the U.S. average of 100 (BEA). Lower means cheaper. This is raw prices, not adjusted for income.
181st of 30097 (US=100)
Cost-adj. income?Median household income divided by the local price level — what the typical paycheck is really worth here.
$78,789
Per-capita income
$42,950
Full-time pay
$47,149

Housing

Median rent
125th of 300↑30.4%$1,172/mo
Home value
71st of 300↑55.3%$234,100
Property tax
$5,313/yr · 2.3%
Sales tax
8.53%

Jobs & education

Unemployment
29th of 3003%
Bachelor's+
87th of 30038.9%
Avg commute
35th of 30020.8 min

People

Population
1,057,218
Population change
-1.2%
Median age
41.1 yrs
Foreign-born
7.3%
Broadband
92%

Environment & risk

Air quality (AQI)
52nd of 30039
Natural-hazard loss
17th of 300$7/$10k

Health

Fair/poor health
34th of 30015.8%
Uninsured (18–64)
6.3%

Sources: U.S. Census Bureau (ACS), U.S. Bureau of Economic Analysis, U.S. EPA, FEMA, CDC, NOAA — every figure's source is listed on our methodology page. Data built 2026-06-14. ↑↓ mark the change since 2019.

How CityLedger scores it

Transparent weights — see our methodology.

Affordability?How far local pay stretches after local prices — purchasing power, not the raw price level. Higher is better.34×35%
Job market83×20%
Incomes?Based on per-capita income — how high earnings are, before adjusting for local prices.51×15%
Education68×15%
Commute86×15%

Strengths

  • + Home prices
  • + Job market
  • + Education
  • + Commute
  • + Air quality
  • + Hazard safety
  • + Health

Watch-outs

Climate

30-year normals (1991–2020) from the nearest station — rochester gtr intl.

50°F
Avg temp
80°F
Summer high
21°F
Winter low
35 in
Precip

What jobs pay in Rochester

Median annual wage by occupation (BLS OEWS 2025) — half of workers in each role earn more, half less.

Family medicine physicians
$215,340
IT managers
$170,000
Financial managers
$167,800
Lawyers
$148,150
Pharmacists
$136,310
Software developers
$122,770
General & operations managers
$103,690
Civil engineers
$99,460
Police officers
$92,920
Registered nurses
$86,570
Accountants & auditors
$80,890
Web developers
$79,930
Electricians
$77,310
Secondary school teachers
$76,190
Plumbers
$73,580
Elementary school teachers
$62,840
Carpenters
$59,490
Truck drivers (heavy)
$58,920
Maintenance & repair workers
$49,990
Construction laborers
$49,290
Waiters & waitresses
$45,310
Customer service reps
$44,740
Janitors
$37,160
Retail salespersons
$34,650
Cashiers
$33,850

Source: U.S. Bureau of Labor Statistics, OEWS 2025 — annual median wage. Cross-industry, all experience levels.

Where new residents move from

The states sending the most people to the Rochester metro, by estimated movers (U.S. Census 2022 migration flows, 5-year). Moves from elsewhere in New York are excluded to show where out-of-state arrivals originate.

  • Pennsylvania2,465
  • Massachusetts1,490
  • Florida1,445
  • New Jersey1,292

Source: U.S. Census Bureau, ACS 2022 Migration Flows (5-year).

Cities like Rochester

Closest matches across cost, income, size, education, and age — tap to compare.

Rochester metro — frequently asked

What is the median rent in the Rochester metro?
Median gross rent across the Rochester, NY Metro Area is $1,172 a month (U.S. Census Bureau, ACS 2024). That figure covers the whole metro area, not just the city of Rochester.
What is the median household income in the Rochester metro?
A typical household in the Rochester, NY Metro Area earns $76,453 a year (U.S. Census Bureau, ACS 2024).
Is Rochester expensive to live in?
The overall cost of living in the Rochester, NY Metro Area runs about 3% below the U.S. average (BEA Regional Price Parities, 2024) — prices are lower than average, before accounting for local pay.
Does a paycheck go far in the Rochester metro?
After adjusting for local prices, the median household income is worth about $78,789 (versus its face value of $76,453). CityLedger rates the Rochester, NY Metro Area moderately affordable for what residents earn.
What is the typical home value in the Rochester metro?
The median home value across the Rochester, NY Metro Area is $234,100 (U.S. Census Bureau, ACS 2024).
What is the unemployment rate in the Rochester metro?
The unemployment rate in the Rochester, NY Metro Area is 3% (U.S. Census Bureau, ACS 2024).