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CityLedger

Rochester, MN

Rochester, MN Metro Area

Figures are medians for the whole Rochester, MN Metro Area, not the city proper.

Affordable
88
Livability /100

Among the 300 U.S. metros CityLedger tracks, Rochester ranks 17th for affordability — how far a typical paycheck stretches after local prices — and 52nd for income. A household earns $90,584 a year while median rent runs $1,378/mo, making it comfortably affordable for what residents earn. Affordability and price level are different lenses: the raw cost of living here runs 9% below the U.S. average.

Its strongest card is health (7th of 300), while hazard safety is the soft spot (205th). Housing usually decides a move: rent ranks 180th and home prices 163rd among the 300 metros CityLedger tracks.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Rochester, MN
$57,702
take-home / yr · 23% to tax
$63,534
real value after local prices

On $75,000 for just you in Rochester, your take-home is worth about $63,534 once local prices are factored in — local prices stretch it further than the U.S. average.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

The numbers

Income & cost

Median income
52nd of 300↑19.3%$90,584
Cost of living?The local price level vs. the U.S. average of 100 (BEA). Lower means cheaper. This is raw prices, not adjusted for income.
65th of 30091 (US=100)
Cost-adj. income?Median household income divided by the local price level — what the typical paycheck is really worth here.
$99,739
Per-capita income
$52,551
Full-time pay
$51,855

Housing

Median rent
180th of 300↑45.2%$1,378/mo
Home value
163rd of 300↑41.4%$320,600
Property tax
$3,437/yr · 1.1%
Sales tax
8.13%

Jobs & education

Unemployment
11th of 3002.3%
Bachelor's+
33rd of 30044.5%
Avg commute
18th of 30019.7 min

People

Population
230,742
Population change
+4%
Median age
39.3 yrs
Foreign-born
6.8%
Broadband
92.9%

Environment & risk

Air quality (AQI)
116th of 30044
Natural-hazard loss
205th of 300$16/$10k

Health

Fair/poor health
7th of 30013.9%
Uninsured (18–64)
7%

Sources: U.S. Census Bureau (ACS), U.S. Bureau of Economic Analysis, U.S. EPA, FEMA, CDC, NOAA — every figure's source is listed on our methodology page. Data built 2026-06-14. ↑↓ mark the change since 2019.

How CityLedger scores it

Transparent weights — see our methodology.

Affordability?How far local pay stretches after local prices — purchasing power, not the raw price level. Higher is better.87×35%
Job market95×20%
Incomes?Based on per-capita income — how high earnings are, before adjusting for local prices.79×15%
Education84×15%
Commute92×15%

Strengths

  • + Affordability
  • + Cost of living
  • + Household income
  • + Job market
  • + Education
  • + Commute
  • + Health

Watch-outs

  • Hazard safety

Climate

30-year normals (1991–2020) from the nearest station — rochester intl ap.

45°F
Avg temp
79°F
Summer high
10°F
Winter low
35 in
Precip

What jobs pay in Rochester

Median annual wage by occupation (BLS OEWS 2025) — half of workers in each role earn more, half less.

Family medicine physicians
$356,770
IT managers
$177,620
Pharmacists
$164,250
Financial managers
$158,570
Software developers
$134,450
Lawyers
$129,270
Registered nurses
$101,660
Civil engineers
$101,200
General & operations managers
$85,650
Plumbers
$84,880
Accountants & auditors
$83,960
Electricians
$79,650
Police officers
$77,230
Elementary school teachers
$75,770
Secondary school teachers
$72,790
Carpenters
$63,610
Truck drivers (heavy)
$62,180
Construction laborers
$59,390
Maintenance & repair workers
$54,060
Customer service reps
$47,050
Janitors
$44,030
Retail salespersons
$36,000
Cashiers
$34,960
Waiters & waitresses
$24,060

Source: U.S. Bureau of Labor Statistics, OEWS 2025 — annual median wage. Cross-industry, all experience levels.

Where new residents move from

The states sending the most people to the Rochester metro, by estimated movers (U.S. Census 2022 migration flows, 5-year). Moves from elsewhere in Minnesota are excluded to show where out-of-state arrivals originate.

  • Wisconsin1,019
  • Iowa603
  • Florida447
  • Texas443

Source: U.S. Census Bureau, ACS 2022 Migration Flows (5-year).

Cities like Rochester

Closest matches across cost, income, size, education, and age — tap to compare.

Rochester metro — frequently asked

What is the median rent in the Rochester metro?
Median gross rent across the Rochester, MN Metro Area is $1,378 a month (U.S. Census Bureau, ACS 2024). That figure covers the whole metro area, not just the city of Rochester.
What is the median household income in the Rochester metro?
A typical household in the Rochester, MN Metro Area earns $90,584 a year (U.S. Census Bureau, ACS 2024).
Is Rochester expensive to live in?
The overall cost of living in the Rochester, MN Metro Area runs about 9% below the U.S. average (BEA Regional Price Parities, 2024) — prices are lower than average, before accounting for local pay.
Does a paycheck go far in the Rochester metro?
After adjusting for local prices, the median household income is worth about $99,739 (versus its face value of $90,584). CityLedger rates the Rochester, MN Metro Area comfortably affordable for what residents earn.
What is the typical home value in the Rochester metro?
The median home value across the Rochester, MN Metro Area is $320,600 (U.S. Census Bureau, ACS 2024).
What is the unemployment rate in the Rochester metro?
The unemployment rate in the Rochester, MN Metro Area is 2.3% (U.S. Census Bureau, ACS 2024).