Punta Gorda, FL
Punta Gorda, FL Metro Area
Figures are medians for the whole Punta Gorda, FL Metro Area, not the city proper.
Among the 300 U.S. metros CityLedger tracks, Punta Gorda ranks 230th for affordability — how far a typical paycheck stretches after local prices — and 175th for income. A household earns $72,868 a year while median rent runs $1,843/mo, making it expensive relative to what residents earn. Affordability and price level are different lenses: the raw cost of living here runs 1% above the U.S. average.
Its strongest card is job market (50th of 300), while hazard safety is the soft spot (276th). Housing usually decides a move: rent ranks 271st and home prices 187th among the 300 metros CityLedger tracks.
For your salary & household
Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.
On $75,000 for just you in Punta Gorda, your take-home is worth about $60,993 once local prices are factored in — local prices stretch it less than the U.S. average.
Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.
The numbers
Income & cost
- Median income
- 175th of 300↑33.3%$72,868
- Cost of living?The local price level vs. the U.S. average of 100 (BEA). Lower means cheaper. This is raw prices, not adjusted for income.
- 231st of 300101 (US=100)
- Cost-adj. income?Median household income divided by the local price level — what the typical paycheck is really worth here.
- $72,487
- Per-capita income
- $47,096
- Full-time pay
- $39,580
Housing
- Median rent
- 271st of 300↑83.2%$1,843/mo
- Home value
- 187th of 300↑58.2%$355,300
- Property tax
- $2,991/yr · 0.8%
- Sales tax
- 6.95%
Jobs & education
- Unemployment
- 50th of 3003.3%
- Bachelor's+
- 201st of 30030.2%
- Avg commute
- 202nd of 30025.6 min
People
- Population
- 212,122
- Population change
- +12.3%
- Median age
- 59.6 yrs
- Foreign-born
- 11.9%
- Broadband
- 94.5%
Environment & risk
- Natural-hazard loss
- 276th of 300$34/$10k
Health
- Fair/poor health
- 102nd of 30017%
- Uninsured (18–64)
- 13%
Sources: U.S. Census Bureau (ACS), U.S. Bureau of Economic Analysis, FEMA, CDC, NOAA — every figure's source is listed on our methodology page. Data built 2026-06-14. ↑↓ mark the change since 2019.
How CityLedger scores it
Transparent weights — see our methodology.
Strengths
- + Job market
Watch-outs
- – Affordability
- – Cost of living
- – Rent
- – Education
- – Commute
- – Hazard safety
Climate
30-year normals (1991–2020) from the nearest station — punta gorda charlotte co ap.
What jobs pay in Punta Gorda
Median annual wage by occupation (BLS OEWS 2025) — half of workers in each role earn more, half less.
- Family medicine physicians
- $232,880
- IT managers
- $168,730
- Pharmacists
- $134,840
- Software developers
- $134,510
- Financial managers
- $127,280
- Lawyers
- $101,990
- Civil engineers
- $99,230
- General & operations managers
- $89,820
- Registered nurses
- $80,410
- Accountants & auditors
- $74,800
- Police officers
- $69,700
- Electricians
- $57,860
- Plumbers
- $55,490
- Carpenters
- $48,530
- Truck drivers (heavy)
- $46,780
- Construction laborers
- $45,520
- Maintenance & repair workers
- $44,430
- Customer service reps
- $38,630
- Waiters & waitresses
- $36,360
- Janitors
- $35,530
- Retail salespersons
- $34,290
- Cashiers
- $30,770
Source: U.S. Bureau of Labor Statistics, OEWS 2025 — annual median wage. Cross-industry, all experience levels.
Where new residents move from
The states sending the most people to the Punta Gorda metro, by estimated movers (U.S. Census 2022 migration flows, 5-year). Moves from elsewhere in Florida are excluded to show where out-of-state arrivals originate.
- Ohio1,185
- Illinois848
- New York727
- Minnesota563
Source: U.S. Census Bureau, ACS 2022 Migration Flows (5-year).
Cities like Punta Gorda
Closest matches across cost, income, size, education, and age — tap to compare.
Punta Gorda metro — frequently asked
- What is the median rent in the Punta Gorda metro?
- Median gross rent across the Punta Gorda, FL Metro Area is $1,843 a month (U.S. Census Bureau, ACS 2024). That figure covers the whole metro area, not just the city of Punta Gorda.
- What is the median household income in the Punta Gorda metro?
- A typical household in the Punta Gorda, FL Metro Area earns $72,868 a year (U.S. Census Bureau, ACS 2024).
- Is Punta Gorda expensive to live in?
- The overall cost of living in the Punta Gorda, FL Metro Area runs about 1% above the U.S. average (BEA Regional Price Parities, 2024) — prices are higher than average, before accounting for local pay.
- Does a paycheck go far in the Punta Gorda metro?
- After adjusting for local prices, the median household income is worth about $72,487 (versus its face value of $72,868). CityLedger rates the Punta Gorda, FL Metro Area expensive for what residents earn.
- What is the typical home value in the Punta Gorda metro?
- The median home value across the Punta Gorda, FL Metro Area is $355,300 (U.S. Census Bureau, ACS 2024).
- What is the unemployment rate in the Punta Gorda metro?
- The unemployment rate in the Punta Gorda, FL Metro Area is 3.3% (U.S. Census Bureau, ACS 2024).