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CityLedger

Oxnard, CA

Oxnard-Thousand Oaks-Ventura, CA Metro Area

Figures are medians for the whole Oxnard-Thousand Oaks-Ventura, CA Metro Area, not the city proper.

Affordable
72
Livability /100

Among the 300 U.S. metros CityLedger tracks, Oxnard ranks 8th for affordability — how far a typical paycheck stretches after local prices — and 7th for income. A household earns $114,238 a year while median rent runs $2,313/mo, making it comfortably affordable for what residents earn. Affordability and price level are different lenses: the raw cost of living here runs 11% above the U.S. average.

Its strongest card is household income (7th of 300), while rent is the soft spot (297th). Housing usually decides a move: rent ranks 297th and home prices 291st among the 300 metros CityLedger tracks.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Oxnard, CA
$58,296
take-home / yr · 22% to tax
$52,741
real value after local prices

On $75,000 for just you in Oxnard, your take-home is worth about $52,741 once local prices are factored in — local prices stretch it less than the U.S. average.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

The numbers

Income & cost

Median income
7th of 300↑23.9%$114,238
Cost of living?The local price level vs. the U.S. average of 100 (BEA). Lower means cheaper. This is raw prices, not adjusted for income.
293rd of 300111 (US=100)
Cost-adj. income?Median household income divided by the local price level — what the typical paycheck is really worth here.
$103,351
Per-capita income
$50,669
Full-time pay
$50,084

Housing

Median rent
297th of 300↑24.4%$2,313/mo
Home value
291st of 300↑38.1%$869,300
Property tax
$5,862/yr · 0.7%
Sales tax
8.80%

Jobs & education

Unemployment
225th of 3005.2%
Bachelor's+
103rd of 30037.6%
Avg commute
227th of 30026.7 min

People

Population
835,427
Population change
-1.3%
Median age
40.2 yrs
Foreign-born
23.4%
Broadband
95.4%

Environment & risk

Air quality (AQI)
198th of 30050
Natural-hazard loss
281st of 300$37/$10k

Health

Fair/poor health
225th of 30021%
Uninsured (18–64)
10.7%

Sources: U.S. Census Bureau (ACS), U.S. Bureau of Economic Analysis, U.S. EPA, FEMA, CDC, NOAA — every figure's source is listed on our methodology page. Data built 2026-06-14. ↑↓ mark the change since 2019.

How CityLedger scores it

Transparent weights — see our methodology.

Affordability?How far local pay stretches after local prices — purchasing power, not the raw price level. Higher is better.96×35%
Job market47×20%
Incomes?Based on per-capita income — how high earnings are, before adjusting for local prices.73×15%
Education65×15%
Commute57×15%

Strengths

  • + Affordability
  • + Household income

Watch-outs

  • Cost of living
  • Rent
  • Home prices
  • Job market
  • Commute
  • Hazard safety
  • Health

Climate

30-year normals (1991–2020) from the nearest station — camarillo ap.

63°F
Avg temp
77°F
Summer high
45°F
Winter low
12 in
Precip

What jobs pay in Oxnard

Median annual wage by occupation (BLS OEWS 2025) — half of workers in each role earn more, half less.

Family medicine physicians
$266,740
Lawyers
$185,520
Financial managers
$169,900
Pharmacists
$160,430
Software developers
$159,430
Registered nurses
$131,160
Police officers
$119,640
Secondary school teachers
$108,850
Civil engineers
$108,820
General & operations managers
$103,870
Elementary school teachers
$99,420
Accountants & auditors
$90,340
Carpenters
$74,060
Electricians
$64,840
Plumbers
$62,300
Truck drivers (heavy)
$59,120
Construction laborers
$58,950
Maintenance & repair workers
$54,570
Customer service reps
$49,190
Janitors
$41,590
Retail salespersons
$36,880
Cashiers
$36,150
Waiters & waitresses
$34,910

Source: U.S. Bureau of Labor Statistics, OEWS 2025 — annual median wage. Cross-industry, all experience levels.

Where new residents move from

The states sending the most people to the Oxnard metro, by estimated movers (U.S. Census 2022 migration flows, 5-year). Moves from elsewhere in California are excluded to show where out-of-state arrivals originate.

  • Washington679
  • North Carolina548
  • Texas472
  • Hawaii437

Source: U.S. Census Bureau, ACS 2022 Migration Flows (5-year).

Cities like Oxnard

Closest matches across cost, income, size, education, and age — tap to compare.

Oxnard metro — frequently asked

What is the median rent in the Oxnard metro?
Median gross rent across the Oxnard-Thousand Oaks-Ventura, CA Metro Area is $2,313 a month (U.S. Census Bureau, ACS 2024). That figure covers the whole metro area, not just the city of Oxnard.
What is the median household income in the Oxnard metro?
A typical household in the Oxnard-Thousand Oaks-Ventura, CA Metro Area earns $114,238 a year (U.S. Census Bureau, ACS 2024).
Is Oxnard expensive to live in?
The overall cost of living in the Oxnard-Thousand Oaks-Ventura, CA Metro Area runs about 11% above the U.S. average (BEA Regional Price Parities, 2024) — prices are higher than average, before accounting for local pay.
Does a paycheck go far in the Oxnard metro?
After adjusting for local prices, the median household income is worth about $103,351 (versus its face value of $114,238). CityLedger rates the Oxnard-Thousand Oaks-Ventura, CA Metro Area comfortably affordable for what residents earn.
What is the typical home value in the Oxnard metro?
The median home value across the Oxnard-Thousand Oaks-Ventura, CA Metro Area is $869,300 (U.S. Census Bureau, ACS 2024).
What is the unemployment rate in the Oxnard metro?
The unemployment rate in the Oxnard-Thousand Oaks-Ventura, CA Metro Area is 5.2% (U.S. Census Bureau, ACS 2024).