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CityLedger

Olympia, WA

Olympia-Lacey-Tumwater, WA Metro Area

Figures are medians for the whole Olympia-Lacey-Tumwater, WA Metro Area, not the city proper.

Affordable
67
Livability /100

Among the 300 U.S. metros CityLedger tracks, Olympia ranks 27th for affordability — how far a typical paycheck stretches after local prices — and 31st for income. A household earns $98,264 a year while median rent runs $1,829/mo, making it comfortably affordable for what residents earn. Affordability and price level are different lenses: the raw cost of living here runs 4% above the U.S. average.

Its strongest card is air quality (10th of 300), while rent is the soft spot (269th). Housing usually decides a move: rent ranks 269th and home prices 265th among the 300 metros CityLedger tracks.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Olympia, WA
$61,314
take-home / yr · 18% to tax
$59,143
real value after local prices

On $75,000 for just you in Olympia, your take-home is worth about $59,143 once local prices are factored in — local prices stretch it less than the U.S. average.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

The numbers

Income & cost

Median income
31st of 300↑25.2%$98,264
Cost of living?The local price level vs. the U.S. average of 100 (BEA). Lower means cheaper. This is raw prices, not adjusted for income.
266th of 300104 (US=100)
Cost-adj. income?Median household income divided by the local price level — what the typical paycheck is really worth here.
$94,785
Per-capita income
$48,675
Full-time pay
$56,840

Housing

Median rent
269th of 300↑45.7%$1,829/mo
Home value
265th of 300↑57.8%$525,500
Property tax
$4,238/yr · 0.8%
Sales tax
9.43%

Jobs & education

Unemployment
198th of 3004.9%
Bachelor's+
70th of 30040.5%
Avg commute
209th of 30025.9 min

People

Population
302,912
Population change
+4.3%
Median age
40.4 yrs
Foreign-born
7.7%
Broadband
95.4%

Environment & risk

Air quality (AQI)
10th of 30026
Natural-hazard loss
247th of 300$21/$10k

Health

Fair/poor health
34th of 30015.8%
Uninsured (18–64)
7.4%

Sources: U.S. Census Bureau (ACS), U.S. Bureau of Economic Analysis, U.S. EPA, FEMA, CDC, NOAA — every figure's source is listed on our methodology page. Data built 2026-06-14. ↑↓ mark the change since 2019.

How CityLedger scores it

Transparent weights — see our methodology.

Affordability?How far local pay stretches after local prices — purchasing power, not the raw price level. Higher is better.74×35%
Job market52×20%
Incomes?Based on per-capita income — how high earnings are, before adjusting for local prices.68×15%
Education73×15%
Commute61×15%

Strengths

  • + Affordability
  • + Household income
  • + Education
  • + Air quality
  • + Health

Watch-outs

  • Cost of living
  • Rent
  • Home prices
  • Commute
  • Hazard safety

Climate

30-year normals (1991–2020) from the nearest station — olympia ap.

51°F
Avg temp
76°F
Summer high
33°F
Winter low
51 in
Precip

What jobs pay in Olympia

Median annual wage by occupation (BLS OEWS 2025) — half of workers in each role earn more, half less.

Pharmacists
$154,860
Financial managers
$142,500
IT managers
$140,160
Lawyers
$132,900
Registered nurses
$125,020
Software developers
$124,060
General & operations managers
$122,210
Web developers
$111,560
Civil engineers
$108,240
Secondary school teachers
$105,200
Elementary school teachers
$104,650
Police officers
$99,810
Electricians
$96,600
Accountants & auditors
$94,470
Plumbers
$80,030
Carpenters
$63,260
Truck drivers (heavy)
$63,040
Maintenance & repair workers
$58,980
Construction laborers
$53,090
Waiters & waitresses
$53,000
Customer service reps
$49,630
Janitors
$44,100
Retail salespersons
$37,350
Cashiers
$37,340

Source: U.S. Bureau of Labor Statistics, OEWS 2025 — annual median wage. Cross-industry, all experience levels.

Where new residents move from

The states sending the most people to the Olympia metro, by estimated movers (U.S. Census 2022 migration flows, 5-year). Moves from elsewhere in Washington are excluded to show where out-of-state arrivals originate.

  • California1,294
  • Oregon836
  • Georgia669
  • Texas658

Source: U.S. Census Bureau, ACS 2022 Migration Flows (5-year).

Cities like Olympia

Closest matches across cost, income, size, education, and age — tap to compare.

Olympia metro — frequently asked

What is the median rent in the Olympia metro?
Median gross rent across the Olympia-Lacey-Tumwater, WA Metro Area is $1,829 a month (U.S. Census Bureau, ACS 2024). That figure covers the whole metro area, not just the city of Olympia.
What is the median household income in the Olympia metro?
A typical household in the Olympia-Lacey-Tumwater, WA Metro Area earns $98,264 a year (U.S. Census Bureau, ACS 2024).
Is Olympia expensive to live in?
The overall cost of living in the Olympia-Lacey-Tumwater, WA Metro Area runs about 4% above the U.S. average (BEA Regional Price Parities, 2024) — prices are higher than average, before accounting for local pay.
Does a paycheck go far in the Olympia metro?
After adjusting for local prices, the median household income is worth about $94,785 (versus its face value of $98,264). CityLedger rates the Olympia-Lacey-Tumwater, WA Metro Area comfortably affordable for what residents earn.
What is the typical home value in the Olympia metro?
The median home value across the Olympia-Lacey-Tumwater, WA Metro Area is $525,500 (U.S. Census Bureau, ACS 2024).
What is the unemployment rate in the Olympia metro?
The unemployment rate in the Olympia-Lacey-Tumwater, WA Metro Area is 4.9% (U.S. Census Bureau, ACS 2024).