Ocala, FL
Ocala, FL Metro Area
Figures are medians for the whole Ocala, FL Metro Area, not the city proper.
Among the 300 U.S. metros CityLedger tracks, Ocala ranks 273rd for affordability — how far a typical paycheck stretches after local prices — and 250th for income. A household earns $64,410 a year while median rent runs $1,523/mo, making it expensive relative to what residents earn. Affordability and price level are different lenses: the raw cost of living here runs 5% below the U.S. average.
Its strongest card is home prices (120th of 300), while affordability is the soft spot (273rd). Housing usually decides a move: rent ranks 213th and home prices 120th among the 300 metros CityLedger tracks.
For your salary & household
Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.
On $75,000 for just you in Ocala, your take-home is worth about $64,382 once local prices are factored in — local prices stretch it further than the U.S. average.
Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.
The numbers
Income & cost
- Median income
- 250th of 300↑29.9%$64,410
- Cost of living?The local price level vs. the U.S. average of 100 (BEA). Lower means cheaper. This is raw prices, not adjusted for income.
- 154th of 30095 (US=100)
- Cost-adj. income?Median household income divided by the local price level — what the typical paycheck is really worth here.
- $67,633
- Per-capita income
- $35,538
- Full-time pay
- $37,762
Housing
- Median rent
- 213th of 300↑57%$1,523/mo
- Home value
- 120th of 300↑71.1%$275,600
- Property tax
- $2,012/yr · 0.7%
- Sales tax
- 6.95%
Jobs & education
- Unemployment
- 176th of 3004.7%
- Bachelor's+
- 258th of 30024.6%
- Avg commute
- 247th of 30027.6 min
People
- Population
- 428,905
- Population change
- +17.3%
- Median age
- 47.3 yrs
- Foreign-born
- 10.5%
- Broadband
- 92.5%
Environment & risk
- Air quality (AQI)
- 185th of 30049
- Natural-hazard loss
- 210th of 300$16/$10k
Health
- Fair/poor health
- 217th of 30020.7%
- Uninsured (18–64)
- 16.6%
Sources: U.S. Census Bureau (ACS), U.S. Bureau of Economic Analysis, U.S. EPA, FEMA, CDC, NOAA — every figure's source is listed on our methodology page. Data built 2026-06-14. ↑↓ mark the change since 2019.
How CityLedger scores it
Transparent weights — see our methodology.
Strengths
- —
Watch-outs
- – Affordability
- – Household income
- – Rent
- – Education
- – Commute
- – Hazard safety
- – Health
Climate
30-year normals (1991–2020) from the nearest station — leesburg muni ap.
What jobs pay in Ocala
Median annual wage by occupation (BLS OEWS 2025) — half of workers in each role earn more, half less.
- Family medicine physicians
- $224,500
- IT managers
- $138,580
- Financial managers
- $129,360
- Pharmacists
- $128,870
- Software developers
- $112,780
- General & operations managers
- $83,770
- Civil engineers
- $81,080
- Registered nurses
- $79,230
- Accountants & auditors
- $74,370
- Police officers
- $73,570
- Secondary school teachers
- $59,140
- Elementary school teachers
- $57,540
- Truck drivers (heavy)
- $51,490
- Plumbers
- $49,910
- Electricians
- $47,700
- Carpenters
- $46,600
- Maintenance & repair workers
- $43,800
- Construction laborers
- $38,050
- Customer service reps
- $37,130
- Waiters & waitresses
- $34,890
- Janitors
- $33,130
- Retail salespersons
- $31,090
- Cashiers
- $28,970
Source: U.S. Bureau of Labor Statistics, OEWS 2025 — annual median wage. Cross-industry, all experience levels.
Where new residents move from
The states sending the most people to the Ocala metro, by estimated movers (U.S. Census 2022 migration flows, 5-year). Moves from elsewhere in Florida are excluded to show where out-of-state arrivals originate.
- Ohio1,046
- New York965
- North Carolina965
- Virginia888
Source: U.S. Census Bureau, ACS 2022 Migration Flows (5-year).
Cities like Ocala
Closest matches across cost, income, size, education, and age — tap to compare.
Ocala metro — frequently asked
- What is the median rent in the Ocala metro?
- Median gross rent across the Ocala, FL Metro Area is $1,523 a month (U.S. Census Bureau, ACS 2024). That figure covers the whole metro area, not just the city of Ocala.
- What is the median household income in the Ocala metro?
- A typical household in the Ocala, FL Metro Area earns $64,410 a year (U.S. Census Bureau, ACS 2024).
- Is Ocala expensive to live in?
- The overall cost of living in the Ocala, FL Metro Area runs about 5% below the U.S. average (BEA Regional Price Parities, 2024) — prices are lower than average, before accounting for local pay.
- Does a paycheck go far in the Ocala metro?
- After adjusting for local prices, the median household income is worth about $67,633 (versus its face value of $64,410). CityLedger rates the Ocala, FL Metro Area expensive for what residents earn.
- What is the typical home value in the Ocala metro?
- The median home value across the Ocala, FL Metro Area is $275,600 (U.S. Census Bureau, ACS 2024).
- What is the unemployment rate in the Ocala metro?
- The unemployment rate in the Ocala, FL Metro Area is 4.7% (U.S. Census Bureau, ACS 2024).