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CityLedger

Nashville, TN

Nashville-Davidson--Murfreesboro--Franklin, TN Metro Area

Figures are medians for the whole Nashville-Davidson--Murfreesboro--Franklin, TN Metro Area, not the city proper.

Affordable
69
Livability /100

Among the 300 U.S. metros CityLedger tracks, Nashville ranks 40th for affordability — how far a typical paycheck stretches after local prices — and 63rd for income. A household earns $88,800 a year while median rent runs $1,627/mo, making it comfortably affordable for what residents earn. Affordability and price level are different lenses: the raw cost of living here runs 4% below the U.S. average.

Its strongest card is affordability (40th of 300), while commute is the soft spot (265th). Housing usually decides a move: rent ranks 241st and home prices 243rd among the 300 metros CityLedger tracks.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Nashville, TN
$61,314
take-home / yr · 18% to tax
$63,644
real value after local prices

On $75,000 for just you in Nashville, your take-home is worth about $63,644 once local prices are factored in — local prices stretch it further than the U.S. average.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

The numbers

Income & cost

Median income
63rd of 300↑26.4%$88,800
Cost of living?The local price level vs. the U.S. average of 100 (BEA). Lower means cheaper. This is raw prices, not adjusted for income.
170th of 30096 (US=100)
Cost-adj. income?Median household income divided by the local price level — what the typical paycheck is really worth here.
$92,175
Per-capita income
$49,568
Full-time pay
$50,460

Housing

Median rent
241st of 300↑42%$1,627/mo
Home value
243rd of 300↑57.6%$449,300
Property tax
$2,140/yr · 0.5%
Sales tax
9.56%

Jobs & education

Unemployment
57th of 3003.4%
Bachelor's+
44th of 30043.3%
Avg commute
265th of 30028.7 min

People

Population
2,151,715
Population change
+11.3%
Median age
37.1 yrs
Foreign-born
10.1%
Broadband
94.5%

Environment & risk

Air quality (AQI)
234th of 30051
Natural-hazard loss
153rd of 300$13/$10k

Health

Fair/poor health
170th of 30019.1%
Uninsured (18–64)
10.9%

Sources: U.S. Census Bureau (ACS), U.S. Bureau of Economic Analysis, U.S. EPA, FEMA, CDC, NOAA — every figure's source is listed on our methodology page. Data built 2026-06-14. ↑↓ mark the change since 2019.

How CityLedger scores it

Transparent weights — see our methodology.

Affordability?How far local pay stretches after local prices — purchasing power, not the raw price level. Higher is better.68×35%
Job market77×20%
Incomes?Based on per-capita income — how high earnings are, before adjusting for local prices.70×15%
Education81×15%
Commute47×15%

Strengths

  • + Affordability
  • + Household income
  • + Job market
  • + Education

Watch-outs

  • Rent
  • Home prices
  • Commute
  • Air quality

Climate

30-year normals (1991–2020) from the nearest station — nashville intl ap.

61°F
Avg temp
90°F
Summer high
32°F
Winter low
51 in
Precip

What jobs pay in Nashville

Median annual wage by occupation (BLS OEWS 2025) — half of workers in each role earn more, half less.

Family medicine physicians
$211,370
IT managers
$165,970
Financial managers
$156,860
Lawyers
$142,540
Pharmacists
$137,590
Software developers
$126,610
General & operations managers
$119,990
Civil engineers
$98,650
Registered nurses
$84,040
Web developers
$78,990
Accountants & auditors
$78,080
Police officers
$68,780
Secondary school teachers
$64,710
Electricians
$63,340
Elementary school teachers
$61,460
Truck drivers (heavy)
$60,630
Plumbers
$60,100
Carpenters
$55,770
Maintenance & repair workers
$48,780
Construction laborers
$46,190
Customer service reps
$45,510
Janitors
$36,130
Retail salespersons
$34,420
Cashiers
$30,570
Waiters & waitresses
$29,390

Source: U.S. Bureau of Labor Statistics, OEWS 2025 — annual median wage. Cross-industry, all experience levels.

Where new residents move from

The states sending the most people to the Nashville metro, by estimated movers (U.S. Census 2022 migration flows, 5-year). Moves from elsewhere in Tennessee are excluded to show where out-of-state arrivals originate.

  • California7,895
  • Florida7,184
  • Texas5,670
  • Illinois4,818

Source: U.S. Census Bureau, ACS 2022 Migration Flows (5-year).

Cities like Nashville

Closest matches across cost, income, size, education, and age — tap to compare.

Nashville metro — frequently asked

What is the median rent in the Nashville metro?
Median gross rent across the Nashville-Davidson--Murfreesboro--Franklin, TN Metro Area is $1,627 a month (U.S. Census Bureau, ACS 2024). That figure covers the whole metro area, not just the city of Nashville.
What is the median household income in the Nashville metro?
A typical household in the Nashville-Davidson--Murfreesboro--Franklin, TN Metro Area earns $88,800 a year (U.S. Census Bureau, ACS 2024).
Is Nashville expensive to live in?
The overall cost of living in the Nashville-Davidson--Murfreesboro--Franklin, TN Metro Area runs about 4% below the U.S. average (BEA Regional Price Parities, 2024) — prices are lower than average, before accounting for local pay.
Does a paycheck go far in the Nashville metro?
After adjusting for local prices, the median household income is worth about $92,175 (versus its face value of $88,800). CityLedger rates the Nashville-Davidson--Murfreesboro--Franklin, TN Metro Area comfortably affordable for what residents earn.
What is the typical home value in the Nashville metro?
The median home value across the Nashville-Davidson--Murfreesboro--Franklin, TN Metro Area is $449,300 (U.S. Census Bureau, ACS 2024).
What is the unemployment rate in the Nashville metro?
The unemployment rate in the Nashville-Davidson--Murfreesboro--Franklin, TN Metro Area is 3.4% (U.S. Census Bureau, ACS 2024).