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CityLedger

Lexington, KY

Lexington-Fayette, KY Metro Area

Figures are medians for the whole Lexington-Fayette, KY Metro Area, not the city proper.

Expensive
53
Livability /100

Among the 300 U.S. metros CityLedger tracks, Lexington ranks 186th for affordability — how far a typical paycheck stretches after local prices — and 190th for income. A household earns $71,444 a year while median rent runs $1,245/mo, making it expensive relative to what residents earn. Affordability and price level are different lenses: the raw cost of living here runs 7% below the U.S. average.

Its strongest card is education (35th of 300), while household income is the soft spot (190th). Housing usually decides a move: rent ranks 147th and home prices 154th among the 300 metros CityLedger tracks.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Lexington, KY
$58,444
take-home / yr · 22% to tax
$62,918
real value after local prices

On $75,000 for just you in Lexington, your take-home is worth about $62,918 once local prices are factored in — local prices stretch it further than the U.S. average.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

The numbers

Income & cost

Median income
190th of 300↑18.1%$71,444
Cost of living?The local price level vs. the U.S. average of 100 (BEA). Lower means cheaper. This is raw prices, not adjusted for income.
115th of 30093 (US=100)
Cost-adj. income?Median household income divided by the local price level — what the typical paycheck is really worth here.
$76,913
Per-capita income
$41,832
Full-time pay
$41,611

Housing

Median rent
147th of 300↑40.7%$1,245/mo
Home value
154th of 300↑53.8%$306,900
Property tax
$2,361/yr · 0.8%
Sales tax
6.00%

Jobs & education

Unemployment
164th of 3004.6%
Bachelor's+
35th of 30044.1%
Avg commute
78th of 30022.2 min

People

Population
533,366
Population change
+3.2%
Median age
36.6 yrs
Foreign-born
10%
Broadband
95%

Environment & risk

Air quality (AQI)
106th of 30043
Natural-hazard loss
115th of 300$11/$10k

Sources: U.S. Census Bureau (ACS), U.S. Bureau of Economic Analysis, U.S. EPA, FEMA, NOAA — every figure's source is listed on our methodology page. Data built 2026-06-14. ↑↓ mark the change since 2019.

How CityLedger scores it

Transparent weights — see our methodology.

Affordability?How far local pay stretches after local prices — purchasing power, not the raw price level. Higher is better.30×35%
Job market57×20%
Incomes?Based on per-capita income — how high earnings are, before adjusting for local prices.48×15%
Education83×15%
Commute79×15%

Strengths

  • + Education
  • + Commute
  • + Health

Watch-outs

Climate

30-year normals (1991–2020) from the nearest station — lexington bluegrass ap.

56°F
Avg temp
86°F
Summer high
28°F
Winter low
50 in
Precip

What jobs pay in Lexington

Median annual wage by occupation (BLS OEWS 2025) — half of workers in each role earn more, half less.

Family medicine physicians
$237,650
IT managers
$144,160
Pharmacists
$136,530
Financial managers
$135,760
Software developers
$123,510
Lawyers
$111,040
Civil engineers
$103,090
Web developers
$91,260
General & operations managers
$80,440
Registered nurses
$79,040
Accountants & auditors
$77,780
Secondary school teachers
$64,850
Plumbers
$61,870
Police officers
$61,720
Elementary school teachers
$61,460
Electricians
$57,320
Truck drivers (heavy)
$56,950
Carpenters
$52,030
Construction laborers
$46,300
Maintenance & repair workers
$44,910
Customer service reps
$39,160
Janitors
$35,460
Waiters & waitresses
$34,910
Retail salespersons
$30,100
Cashiers
$29,590

Source: U.S. Bureau of Labor Statistics, OEWS 2025 — annual median wage. Cross-industry, all experience levels.

Where new residents move from

The states sending the most people to the Lexington metro, by estimated movers (U.S. Census 2022 migration flows, 5-year). Moves from elsewhere in Kentucky are excluded to show where out-of-state arrivals originate.

  • Virginia1,320
  • Ohio1,229
  • Texas1,140
  • Tennessee1,081

Source: U.S. Census Bureau, ACS 2022 Migration Flows (5-year).

Cities like Lexington

Closest matches across cost, income, size, education, and age — tap to compare.

Lexington metro — frequently asked

What is the median rent in the Lexington metro?
Median gross rent across the Lexington-Fayette, KY Metro Area is $1,245 a month (U.S. Census Bureau, ACS 2024). That figure covers the whole metro area, not just the city of Lexington.
What is the median household income in the Lexington metro?
A typical household in the Lexington-Fayette, KY Metro Area earns $71,444 a year (U.S. Census Bureau, ACS 2024).
Is Lexington expensive to live in?
The overall cost of living in the Lexington-Fayette, KY Metro Area runs about 7% below the U.S. average (BEA Regional Price Parities, 2024) — prices are lower than average, before accounting for local pay.
Does a paycheck go far in the Lexington metro?
After adjusting for local prices, the median household income is worth about $76,913 (versus its face value of $71,444). CityLedger rates the Lexington-Fayette, KY Metro Area expensive for what residents earn.
What is the typical home value in the Lexington metro?
The median home value across the Lexington-Fayette, KY Metro Area is $306,900 (U.S. Census Bureau, ACS 2024).
What is the unemployment rate in the Lexington metro?
The unemployment rate in the Lexington-Fayette, KY Metro Area is 4.6% (U.S. Census Bureau, ACS 2024).