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CityLedger

Lakeland, FL

Lakeland-Winter Haven, FL Metro Area

Figures are medians for the whole Lakeland-Winter Haven, FL Metro Area, not the city proper.

Expensive
25
Livability /100

Among the 300 U.S. metros CityLedger tracks, Lakeland ranks 269th for affordability — how far a typical paycheck stretches after local prices — and 226th for income. A household earns $66,779 a year while median rent runs $1,484/mo, making it expensive relative to what residents earn. Affordability and price level are different lenses: the raw cost of living here runs 3% below the U.S. average.

Its strongest card is air quality (52nd of 300), while commute is the soft spot (286th). Housing usually decides a move: rent ranks 208th and home prices 153rd among the 300 metros CityLedger tracks.

For your salary & household

Enter your pay and household size to see what it's really worth here — the numbers update live and the link stays shareable.

Lakeland, FL
$61,314
take-home / yr · 18% to tax
$63,118
real value after local prices

On $75,000 for just you in Lakeland, your take-home is worth about $63,118 once local prices are factored in — local prices stretch it further than the U.S. average.

Take-home estimates a single filer taking the standard deduction (2025 federal brackets, FICA, and state income tax) and isn't tax advice. “Real value” rebases take-home to average U.S. prices using the BEA cost-of-living index; the per-person figure uses the OECD square-root equivalence scale.

The numbers

Income & cost

Median income
226th of 300↑28.8%$66,779
Cost of living?The local price level vs. the U.S. average of 100 (BEA). Lower means cheaper. This is raw prices, not adjusted for income.
183rd of 30097 (US=100)
Cost-adj. income?Median household income divided by the local price level — what the typical paycheck is really worth here.
$68,744
Per-capita income
$33,776
Full-time pay
$41,528

Housing

Median rent
208th of 300↑48.7%$1,484/mo
Home value
153rd of 300↑74.1%$305,400
Property tax
$2,245/yr · 0.7%
Sales tax
6.95%

Jobs & education

Unemployment
235th of 3005.4%
Bachelor's+
251st of 30025.2%
Avg commute
286th of 30031.4 min

People

Population
852,878
Population change
+17.7%
Median age
39.3 yrs
Foreign-born
15.5%
Broadband
94.2%

Environment & risk

Air quality (AQI)
52nd of 30039
Natural-hazard loss
214th of 300$16/$10k

Health

Fair/poor health
250th of 30022.4%
Uninsured (18–64)
19.7%

Sources: U.S. Census Bureau (ACS), U.S. Bureau of Economic Analysis, U.S. EPA, FEMA, CDC, NOAA — every figure's source is listed on our methodology page. Data built 2026-06-14. ↑↓ mark the change since 2019.

How CityLedger scores it

Transparent weights — see our methodology.

Affordability?How far local pay stretches after local prices — purchasing power, not the raw price level. Higher is better.9×35%
Job market43×20%
Incomes?Based on per-capita income — how high earnings are, before adjusting for local prices.25×15%
Education29×15%
Commute33×15%

Strengths

  • + Air quality

Watch-outs

  • Affordability
  • Household income
  • Rent
  • Job market
  • Education
  • Commute
  • Hazard safety
  • Health

Climate

30-year normals (1991–2020) from the nearest station — winter haven gilbert ap.

75°F
Avg temp
93°F
Summer high
54°F
Winter low
46 in
Precip

What jobs pay in Lakeland

Median annual wage by occupation (BLS OEWS 2025) — half of workers in each role earn more, half less.

Family medicine physicians
$247,090
IT managers
$161,180
Financial managers
$151,440
Pharmacists
$142,380
Lawyers
$122,870
Software developers
$122,200
General & operations managers
$96,220
Registered nurses
$84,030
Civil engineers
$81,840
Accountants & auditors
$76,820
Web developers
$66,770
Police officers
$66,700
Secondary school teachers
$58,000
Truck drivers (heavy)
$57,090
Electricians
$54,920
Plumbers
$51,220
Elementary school teachers
$50,420
Carpenters
$45,970
Maintenance & repair workers
$45,850
Construction laborers
$39,470
Customer service reps
$38,750
Waiters & waitresses
$35,270
Janitors
$32,510
Retail salespersons
$31,820
Cashiers
$29,900

Source: U.S. Bureau of Labor Statistics, OEWS 2025 — annual median wage. Cross-industry, all experience levels.

Where new residents move from

The states sending the most people to the Lakeland metro, by estimated movers (U.S. Census 2022 migration flows, 5-year). Moves from elsewhere in Florida are excluded to show where out-of-state arrivals originate.

  • New York2,282
  • Illinois1,744
  • Pennsylvania1,742
  • New Jersey1,585

Source: U.S. Census Bureau, ACS 2022 Migration Flows (5-year).

Cities like Lakeland

Closest matches across cost, income, size, education, and age — tap to compare.

Lakeland metro — frequently asked

What is the median rent in the Lakeland metro?
Median gross rent across the Lakeland-Winter Haven, FL Metro Area is $1,484 a month (U.S. Census Bureau, ACS 2024). That figure covers the whole metro area, not just the city of Lakeland.
What is the median household income in the Lakeland metro?
A typical household in the Lakeland-Winter Haven, FL Metro Area earns $66,779 a year (U.S. Census Bureau, ACS 2024).
Is Lakeland expensive to live in?
The overall cost of living in the Lakeland-Winter Haven, FL Metro Area runs about 3% below the U.S. average (BEA Regional Price Parities, 2024) — prices are lower than average, before accounting for local pay.
Does a paycheck go far in the Lakeland metro?
After adjusting for local prices, the median household income is worth about $68,744 (versus its face value of $66,779). CityLedger rates the Lakeland-Winter Haven, FL Metro Area expensive for what residents earn.
What is the typical home value in the Lakeland metro?
The median home value across the Lakeland-Winter Haven, FL Metro Area is $305,400 (U.S. Census Bureau, ACS 2024).
What is the unemployment rate in the Lakeland metro?
The unemployment rate in the Lakeland-Winter Haven, FL Metro Area is 5.4% (U.S. Census Bureau, ACS 2024).